<p>60k-80k (Message too short)</p>
<p>dubble, most GC’s know very little about financial aid unless they actually have kids in college themselves. You’ll be far better served to start researching it yourself, or ask one of your parents to also start looking into it. This board is a great place to ask questions and there are many experienced and savvy parents here - and a few financial aid professionals as well. You should also use sites like finaid.org, which has tons of information and calculators, hesc.org (for NY residents, you can estimate your TAP award and find out about NY aid/loan programs there). Many parents highly recommend the book “Paying For College Without Going Broke”…this is the year that your parents will need to read that and become familiar with how the financial aid process works!</p>
<p>With an income in the $70’s, you’re unlikely to qualify for much in the way of federal and state grants (maybe a small TAP award). If you file FAFSA you will qualify for federal student loans. I don’t forsee a lot of merit aid coming your way unless something changes or you apply to an expensive, but lower ranked, private school. Sticker price usually means Estimated Cost of Attendance and, you’re right, you do NOT have to pay that. The school will bill you for tuition and fees, which are non-negotiable, and room and board, which you have some control over by choosing what type of room and which meal plan you select. Everything else - books, transportation, personal expenses - is entirely within your control and you can spend lavishly or spend little according to your budget/shopping habits. My kid is a sophomore at UB and spends several thousand less than the current COA simply because she chose a triple room, does not select a bigger meal plan than she’ll actually use (as many kids do), and shops for her books online. She also tends to do a lot of free/low cost things on campus and in the surrounding area so that keeps her personal expenses pretty low. You’re lucky that your folks are willing to commit $60-80K for your education…you can probably graduate debt free and that will be very helpful in case you have to borrow big for grad school!</p>
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<p>If your parents can pay $80K for four years…and YOU take the Stafford loan, your costs at a SUNY will be covered (with only the Stafford loan debt as yours). That would be a FRACTION of the debt you would be paying at MSU. $80K over four years would cover only 1/2 of the costs as an OOS student at MSU, leaving you with $80k or so of debt for undergrad.</p>
<p>Thanks skater and thumper for taking the time to answer my questions, if I have a 0% chance of decreasing the amount of money for MSU then I will of course be forced to apply and attend a Suny school. I found this info on Michigan.gov</p>
<p>I am an out-of-state student attending a Michigan college/university. Am I considered a Michigan resident?</p>
<p>Answer:
No, if you do not plan to stay in Michigan and take steps to establish residency (such as changing your driver’s license) you are not considered a Michigan resident.</p>
<p>I dont know if I mentioned it to everyone but I DO in fact plan on staying in Michigan after I finish college (if I do go there) and obtaining a driver license etc…</p>
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<p>Dubble, there’s no way you’d know this because you’ve just come to College Confidential, but the people who are telling you a New Yorker can’t get resident tuition in Michigan are “knowledgeable people.” In fact, they’re some of the best informed people about paying for college that I’ve ever encountered.</p>
<p>And they know the answer to this question because, as the invisible entomom said all the way back in Post 2, somebody asks it every week in this fourm. (Sometimes it’s California, sometimes it’s Virginia, but it’s been Michigan before, too.)</p>
<p>I’m sorry you’ve dreamed about MSU for so long, but you can’t go there unless you and your family come up with four years of out-of-state tuition. And this is actually fair. Your family has been paying taxes for years to support the public colleges and universities of New York State; you qualify for resident tuition there because your family has been supporting these schools all along. Residents of Michigan have been paying their taxes to support public colleges and universities in Michigan; that’s why Michigan residents qualify for resident tuition at MSU.</p>
<p>Please tell me if I interpreted this correctly:
GENERAL PROVISIONS</p>
<ol>
<li>Students who are domiciled in Michigan are eligible to be classified as in-state for tuition purposes.
1. For University purposes, “domicile” is defined as the place where an individual intends his/her true, fixed and permanent home and principal establishment to be, and to which the individual intends to return whenever he/she is absent from the University.
2. An individual whose activities and circumstances, as documented to the University, demonstrate that he/she is domiciled in Michigan will be eligible for classification as an in-state student. An individual whose presence in the state is based on activities or circumstances that are indeterminate or temporary, such as (but not limited to) educational pursuits, will be presumed not to be domiciled in Michigan and will be classified as out-of-state. In order to rebut this presumption, the burden of proof is on the student to demonstrate by clear and convincing evidence that he/she is domiciled in Michigan and, thus, eligible for in-state classification.</li>
</ol>
<p>Are they basically saying that if I can “prove” that I will be a permanent resident of Michigan then I can qualify for in-state tuition? Like I said I 100% intend to live in Michigan.</p>
<p>"# ESTABLISHING MICHIGAN DOMICILE
An applicant or student may provide any and all evidence that he/she believes will prove that he/she is domiciled in Michigan. No one type of evidence will be considered dispositive of the issue of domicile. Rather the University will consider all of the evidence provided to it concerning a claim of domicile.</p>
<pre><code>* Circumstances which may demonstrate Michigan domicile. The following circumstances and activities, though not conclusive, may lend support to a claim to eligibility for in-state classification. This is not an exhaustive list.
o In the case of a dependent student, at least one parent domiciled in Michigan, as demonstrated by the parent’s permanent employment, establishment of a household and severance of out-of-state ties.
o Student employed in Michigan in a full-time, permanent job, provided that the student’s employment is the primary purpose for the student’s presence in Michigan.
o Student’s spouse employed in Michigan in a full-time, permanent job, provided that the spouse’s employment is the primary purpose for the student’s presence in Michigan.
- Circumstances which do not demonstrate Michigan domicile. The circumstances and activities listed below are temporary or indeterminate and, in and of themselves, do not demonstrate domicile in Michigan:
o Enrollment in a Michigan high school, community college or university
o Employment in Michigan that is temporary or short-term
o Military assignment in Michigan
o Employment in Michigan in a position normally held by a student
o Ownership of property in Michigan
o Presence of relatives (other than parent for a dependent) in Michigan
o Possession of a Michigan driver’s license or voter’s registration
o Payment of Michigan income or property taxes
o The student’s statement of intent to be domiciled in Michigan"
</code></pre>
<p>In California, its the full time employment/financially independent, along with the timing, that make it next to impossible.</p>
<p>@Sikorsky you basically summed this up, thanks to everyone who helped. My only options now are like you said moving there (not possible), saving up 160k (not possible) or joining the Army ROTC (may have to do it). MSU has been a dream school for me, I can’t let this tuition situation ruin it. If I have to work all day and night to afford it I will. Thanks again! :)</p>
<p>Actually, unless tuition/fees go up a lot in the next 5 years, he probably wouldn’t need the Staffords either. Pretty sure UB is currently the highest COA among the SUNYs…and it’s just over $20K including all the “slush” like transportation and personal expenses (which, imo, any college kid worth their salt should be able to easily earn by working part time or summers!).</p>
<p>Getting a driver’s license is not going to get you instate rates…at a minimum, you would need to have at least one parent who is a MI resident, or you would need to be self-supporting (that includes having a job, paying your own bills, filing MI state taxes, etc.) AND establish residency before you attend college there. Even then, most schools operate under the presumption that an unmarried student under age 24 derives residency from their parents and I believe that’s true of the MI publics. If it was easy, everyone would do it…I’m 99.9% sure that the instate thing is going to be a non-starter in your case unless you can convince your folks to move there this year!</p>
<p>Oh, if you have the temperament for ROTC, and you’re willing to serve a number of years in the armed forces after college, that could change the picture a lot!</p>
<p>On the other hand, if you don’t have the temperament for ROTC, neither you nor they are going to be very happy. (Or so I’m told. I have no personal experience with ROTC. But somebody schooled me on this subject in a financial-aid thread some months ago, and I’ll concede, I totally deserved it.)</p>
<p>Who knows, I was also looking at SUNY Albany as my second choice.</p>
<p>I was under the impression that ROTC scholarships are competitive…am I wrong? I only have experience with academy admissions…</p>
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<p>As noted…PARENTS needed to be domiciled in MI for you to get instate tuition.</p>
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<p>Be realistic. How can you go to college AND work day and night?</p>
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<p>MSU is a fine school IF you can afford to pay the costs of attending. The reality, however, is that there are MANY MANY other schools that have undergrad business programs that are on par with MSU…including some of your instate options.</p>
<p>Since you would be paying the full cost of attending MSU, how about this option…go to a local college (a community college) near your home in NY, and take your general education requirements. This will be very inexpensive as you will be paying community college costs…and commuting from home. Then TRANSFER to MSU to finish your degree for the last two years…or 2 1/2 years. That way, you will save some money but your degree will be from MSU.</p>
<p>Very, very competitive. They are also very good at weeding out applicants that only want ROTC to pay for school. They want to give the scholarships to students whose #1 goal is to be an officer. Then they choose the absolute cream of the crop (grades, leadership, ECs). </p>
<p>My DS’s ROTC unit started with 20+ Freshman. His class is now down to 4. On day 1 it was pretty easy to see who would not last - the students doing it for the money. The vast majority of the students who left ROTC have also dropped out of the school as they could not afford it. </p>
<p>The OP’s test scores and GPA won’t qualify for an ROTC scholarship.</p>
<p>OP’s grades are also borderline for MSU. So paying for it won’t be a problem if he can’t get in.</p>
<p>Thanks for that information, Iron Maiden. I understand that there are also non-scholarship ROTC positions, though that would not give the OP the means to pay for school up front. I assume that the requirements, in terms of time and commitment, are the same while in school…is that right? Do they accept any major? It seems odd for a potential business major to consider ROTC as an option and chances are that he’d be placed in a different setting altogether when fulfilling his service requirement.</p>
<p>I looked through these posts and didn’t notice scores, but in general for in-state students they recommend a 3.5 unweighted and 25 ACT to have a decent shot…of course that is an anecdotal mid-point, every year some kids get admitted with lower than this. This student is out of state so to garner the limited number of scholarships for OSS the OP would want clearly to be north of the instate mid-point. As far as obtaining instate residency, the Big 10 schools tend to be quite strict about their requirements as they have plenty of instate applicants to choose from and can be choosy about out of state students to fulfill their objectives.</p>
<p>Scores are on his chances thread:</p>
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<p>Sk8rmom, I can only speak from experience with the Navy. Any major can join ROTC non-scholarship. The duties and responsibilities are the same (time consuming). It is called College Program. You have a certain amount of time to be picked up for a scholarship. If you are not chosen you are dropped from the program and you do not receive a commission. College Program scholarships have dropped to virtually nothing because of budget cuts and upcoming force reductions. And the Navy gives huge priority to technical majors. College Program is not a great option right now. </p>
<p>If a college grad really wanted to be an officer there are other channels available after grad.</p>
<p>Ah, Iron Maiden! I think you’re the one who set me straight on ROTC in the past.</p>
<p>I’m glad you chimed in here.</p>