<p>Well, I have seen that undergraduate education in the US has astronomical tuition. However, some graduate studies are free and even with a stipend (PhD...) so I wanted ask how do you guys pay for your debts in undergrad?</p>
<p>You don't have to start paying your loans while you're in grad school.
You start paying after you graduate from grad school or is out of school.</p>
<p>Since I am paid a stipend through my PhD program, I am paying down my undergraduate loans every month -- my federal loans have deferred interest while I'm in school, so by paying off the loans while I am in graduate school, I will save myself quite a chunk of change.</p>
<p>I'm just trying to graduate on time so I can start paying. Fun.</p>