<p>If you read momoftexas’ thread keep in mind that 2006 was a veeeery different year than 2011. People were still exurberant and optimistic about the future financially etc. Some of those people that in 2006 criticized Momoftexas for the focus on finances could very well be praising momoftexas if the thread were started in 2008 or 2009 or even today. The strategy in that post, however, still holds basically true.</p>