How much is too much...?

<p>There is no such thing as “instate” tuition at schools like Duke, Wake, etc.</p>

<p>Privates charge the same instate or out-of-state (with very few exceptions).</p>

<p>The NMSF cutoff for NC was 214 last year. If it doesn’t change, you’ll make NMSF. :)</p>

<p>*The money during the application process is indeed a concern. Application fees, sending test scores (SAT, ACT, SAT subject tests…) and so on will be very financially straining.
*</p>

<p>This suggests money is a concern for you. If so, then take all the OOS publics off your list… Don’t apply to any OOS publics unless you qualify for assured merit scholarships.</p>

<p>Take NYU off - they give lousy aid and your stats won’t get a merit scholarship.</p>

<p>What are your financial safety schools? You need at least 2-3 schools that you can afford to go to either by paying out of pocket, with grants or with assured merit scholarships. </p>

<p>What is your EFC? How much will your parents pay each year? If you dont’ know an exact figure, ask them. Otherwise, this may be a huge waste of time. </p>

<p>FA Calc<br>
[FinAid</a> | Calculators | Expected Family Contribution (EFC) and Financial Aid](<a href=“Your Guide for College Financial Aid - Finaid”>Expected Family Contribution (EFC) Calculator - Finaid)</p>

<p>Do both the federal method and institutional. Many privates use the both methods. If there is a non-custodial parent, then their income (and step-parent incomes) might also be included at some schools.</p>

<p>BTW…an EFC is not the most you/your family will be expected to pay. Most schools do not meet need. Most schools “gap”. And…most OOS publics don’t help with high OOS costs - unless they award a merit scholarship for high stats.</p>