Going to be honest. MIT is a high reach for you. You need to develop plan B, C, and D. Also, each college has a net price calculator on their financial aid page. Have your parents run the net price calculator on MIT and the rest of the more attainable list that you come up with. It will give you an idea of your financial aid package and cost of attendance for each college. There are quite a few parents who say “don’t worry about finances”, then realize they can’t pay the expected amount after admissions. Since the calculators are available, it is silly to ignore them.