If your parents apply for the Parent PLUS loan and are denied, you are then allowed to borrow extra money. I believe the amount is $9,500 (total) for freshman
At my son’s school they register for fall 2020 classes in April. If you have a hold on the account because if an outstanding balance, you cannot register.
I don’t know how that works if you are on a payment plan.
Are you able to live off campus with roommates cheaper next year?
The increase in loan amount might be offset by higher tuition fees cost next year.
If the student is doing tuition pay or one of the payment services, there will be no issues with registration for fall courses. We did that for both of our kids, as it helped us manage our cash flow. Our payments started in August and ended in June for each academic year. Our kids had no difficulty registering.
If the OP is doing one of these tuition payment services, she won’t have trouble as long as her payments are up to date paid.
Thank you
Sadly, I only have the 15 credits from last semester.
That’s comforting. How long does it take to get approved or denied?