Long story short my mom makes the annual cost of attendance as her salary and they gave me less than 10k and expect me to take out 25k loans a year…How could this happen? And how can I go there without taking out 100k in only undergraduate school (p.s I plan on going to medical school)
Howard is not affordable for you. Do you have other affordable options?
I do, Temple & Drexel gave me a lot more than Howard but Howard holds that prestigious name in comparison to the other two @happy1
Pick from your affordable options. In another post you referred to Temple as your top choice.
You need take the option more affordable.
Good luck.
$25k of loans per year is too much, even if you can get the loans for all of four years. There is a real danger that you might get part way through and then discover that you can’t afford to complete your Bachelor’s degree. You can’t afford Howard.
Temple and Drexel are fine schools.
DO NOT TAKE OUT THOSE LOANS! Howard is a great school but it isn’t worth those $100K in loans for a bachelor’s degree … no school is. Try enrolling at Howard for graduate school and hopefully you get a scholarship this time.
Also look at more affordable public HBCUs: FAMU, Texas Southern, Jackson State, NC A&T … admissions is still open for all of them.
@NuScholar My daughter applied to some of the “affordable” public HBCUs and they ended up being pretty expensive (they where 10th and 12th out of 12 schools applied to in final out of pocket costs for my daughter) because they mostly give out their funds on a 1st come 1st serve basis. As soon as the public HBCUs run out of merit and need based money (money has already been allocated by now), they would load you up on loans the same way Howard did because none of those HBCUs meet full need (without loans) based of the EFC.
@Glaciisnervous You have other options (Temple and Drexel) that are also great schools that are better options financially. 100K in loans + medical school costs would hang over your head for a very long time. The number 1 reason that I saw some of my own friends not finish school was not over grades, but over the costs becoming overwhelming for themselves and their families.
What were your stats?
Does it matter?
OP, Learn to love one of your reasonable choices… time for the “bloom where you’re planted” speech.
Temple and Drexel are excellent choice, congratulations!
As to how it happened - Howard doesn’t meet need and allocates merit on a deer come first served basis, with its best scholarships for students with a 1400+ SAT applying in September.