HPME vs. Rutgers BA/MD - I need help!

Pre-Med & Medical School Multiple Degree Programs
21

<p>I would (and am) going to HPME at Northwestern. I basically got the same FA from all the schools I applied to...virtually full rides. I got the Morehead Scholarship for UNC Chapel Hill (they have the 2nd best med school -family care in US). Morehead is a full ride plus stipend, plus summer enrichment programs (work/study/service abroad, internships in your field of study or another field, or create your own "adventure"...summer before freshman year-this summer- is outdoor leadership: outward bound or NOLS all expenses paid). I got into Brown's PLME, Princeton, Columbia, etc. For some reason I cannot comprehend, I think Northwestern is where I should be. . . </p>

<p>In a way, I'm giving up the certain for the not-as-certain (who knows, my FA could suck next year..or not). I've wanted to go to NU since middle school...the HPME was a major plus-i didn't even know of its existence till last year when i was applying, and by April, I was sure I would be rejected. I was so awesomely happy about receiving that letter that I knew where i'd be going to school. Going to NU, seeing the evanston campus and the med school, I fell in love. Call me romantic or impractical, but I sort of knew I would be happy there.</p>

<p>Make a list of pros and cons barring all emotion. Then after considering your options/opportunities add that emomtional factor...ask yourself, "where will I be happiest?" or where will I be challenged, etc. It's obvious you will do quite well where ever you chose to attend, but in the end you have to do what makes you happiest, I guess. </p>

<p>I'm the kind of person who is literally overwhelmed by too many options, but interestingly, this decition did not cause me too much insomnia or indigestion. Take Care.</p>

22

<p>GO TO HPME!!! </p>

<p>Take the loans. You will be making plenty as soon as you graduate for Northwester.</p>

23

<p>yes but i think his parents are paying for his loans for undergrad at least...
i am in a similar predicament with penn state vs. hpme, or pittsburgh's program vs. hpme (if i get in to pitt)</p>

24

<p>pay your parents back after college....</p>

25

<p>Just because his parents have offerred to pay doesn't mean it won't be a financial burden on them, especially if their finances are unstable. I think you should have full responsibility for the loans.</p>

26

<p>Location is also an issue I think.. At Rutgers you will be an undergrad at the Newark campus (not great) and then you remain in Newark for 4 years of medical school.</p>

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<p>That is something to consider. I went there for the interview and instantly decided that if I were to attend the program, I would have commuted.</p>

<p>Walking around the HPME is probably a much more pleasant experience than walking around Newark. Less kevlar is needed</p>

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<p>mistaippa u decide yet between penn and northwestern?
i thought penn doesnt give scholarships for the prog</p>

29

<p>and btw for the rutgers vs northwestern
after looking at umdnj's match list.....yea go with northwestern and take the loans id say
<a href="http://www.acofp.org/state/Match%20Results%20f%C9ass%20of%20200%5B/url%5D"&gt;http://www.acofp.org/state/Match%20Results%20f%C9ass%20of%20200&lt;/a> 2 . h t m
- matchlist for umdnj</p>

30

<p>yes but penn state is in-state tuition for me (10,000 is tuition) and then in-state tuition for med school which isn't that big a diff but maybe 4k a year difference? </p>

<p>northwestern did not give me any loans and costs 30,000+</p>

<p>and no i have not decided, i'm still waiting on pitt before i can make final decision</p>

31

<p>u know where i can see jefferson colleges match list?? ive been looking online but never found it</p>

32

<p>i tried looking too never found it ( at least recent matchlist, i may have seen something in like '00, i forget)</p>

33

<p>there is no in-state discount for jefferson medical college (it's a private school)</p>

<p>so everyone gets charged roughly $55,000 per year (including housing, transportation, books, microscope, etc...)</p>

<p>so the psu portion will provide huge savings but jefferson is pretty expensive!!!</p>

34

<p>ur right sorry i was just caught up with the 2 years undergrad at psu at 10,000 tuition</p>

35

<p>yup...i definitely wished i was in-state for psu...i paid 60,000 for my 2 years here!!</p>

36

<p>Too much of a good thing can be bad in a way, I guess.
But anyways, thanks for the help guys. Yet, everyone has something different to say - it's going to be tough.</p>

37

<p>I'd recommend HPME because it is far more prestigious than Rutgers/UMDNJ. If you can't pay the balance for HPME, just take out a loan or somethign. Your parents are willing to pay the loan but if you want to ease teh burden off them, offer to pay 50% or more of it once you start working. You will be able to afford it since after all, your gonna become a doctor.</p>

38

<p>i think we are overestimating how mcuh doctors earn after paying for all costs....i know most doctors make about 200k a year but after other expenses and such how mcuh do u think they really make and take away? idk im asking but it woudl help to know</p>

39

<p>it depends</p>

<p>does your source say the 200k is after insurance is taken out of the doctor's paycheck?</p>

<p>I know some sources cite hospital salaries where the hospital takes care of insurance for the doctor.</p>

<p>Sources for private practices might not account for insurance at all and if that is the case, that 200k could go down to 50k usable. (after tax and insurance, assuming the insurance is in an expensive field like obgyn)</p>

<p>i know taxes in that bracket are about 40%</p>

<p>either way, it's not as lucrative as it used to be but it is more than enough to be financially secure!!</p>

40

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<p>It's somewhat enough to be comfortable, but keep in mind that for private practice there's no employer funded retirement, paid vacations, etc. If you add school and practice loans on top of that, MDs aren't exactly getting rich. Most of the MDs I know are earning less and working harder year to year. I worry that our best and brightest will no longer be attracted to the profession, viz. all the Wharton threads on CC.</p>