I don't qualify for work-study, Cal Grants, or anything! Please help!

Paying for College
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<p>My EFC = 27847 </p>

<p>Yeah with an EFC that much, I don't qualify for any Cal Grants, and UCSD (the school I am going to in the Fall 2010) just told me that I don't qualify for work-study either. </p>

<p>My mother is a Registered Nurse and she makes a lot of money but of course she also has other bills to pay and a house or two. She said she is willing to pay for all of my tuition and books plus everything they charge there except for housing - since it was my choice to go to UCSD and not UCR since it's better for my major (which is 30 mins. from home as UCSD is an hour and a half or so). So I need to come up with money for housing. Any help? Like scholarships that are focused on paying for housing only. I have applied for some but haven't heard from any yet. Or do you guys know some good banks or companies to get loans from? </p>

<p>Any help would be appreciated very much!</p>

2

<p>You should be eligible for $5500 of unsubsidized student Stafford loans. Those and a part time job would cover a fair part of your room and board.</p>

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<p>A house or TWO? That second home also drove up your EFC. Everyone has bills to pay. Those are not factored into the financial aid formula because everyone has rent/mortgage, utilities, food, clothing, etc. </p>

<p>Consumer debt (car loans, credit cards, etc) are considered choices…also not factored into the finaid formula.</p>

4

<p>Is your mom willing to pay for your meal plan, just not the room? That could make a significant difference!</p>