i dont think FAFSA will help me out any because my parents make too much..

Paying for College
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<p>and i think the school includes books in that 18k cost anyway, along with transpotation fees and other such things…</p>

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<p>…which will add $4K to your FAFSA EFC if it’s in your name. Did you forget to enter than when you did the fafsa4caster? Students have no savings protection and their assets are assessed at 20% per year. If that wasn’t included in your estimate, I think should your parents get an estimated EFC now so you all have a better idea of what you’ll be looking at. This document will show exactly how EFC is determined:</p>

<p><a href=“http://ifap.ed.gov/efcformulaguide/attachments/111609EFCFormulaGuide20102011.pdf[/url]”>http://ifap.ed.gov/efcformulaguide/attachments/111609EFCFormulaGuide20102011.pdf&lt;/a&gt;&lt;/p&gt;

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<p>Ok, now that’s different. If you have $20k then it seems like you should be able to afford everything.</p>

<p>Just please sit down with your parents so you know exactly where they stand on paying for you. You don’t want any last minute surprises.</p>

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<p>alrighty. thanks everyone!</p>

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<p>You can do this. Your parents might not realize that they need to cosign for any loans. Once they realize you aren’t eligible for much without them they might be willing to do it. If they’re offering you $6K per year then they’re obviously supportive of your college aspirations.</p>