<p>I will be going to (hopefully) UCDavis Undergrad this fall. I was given Financial aid, and 2 loans but that is only 10,000$ worth. I need 35,000$ more! I get Chapter 35, but that won't be much help. I can't get loans because I am 17. My mother can't get loans because credit if horrible. No one else I'm my family is going to take out a loan that big for me. I have applied for scholarships galore and so far no good. I don't know what else to do. I am at a loss here. I accepted UCDavis offer of admission because it was my dream college, and I knew I would never get another chance like this.</p>
<p>What should I do?!</p>
<p>I applied for coast guard reserve but it would be another year because I would even go I boot camp, thus not helping me at all. </p>
<p>I think I have exhausted all possibilities shy of prostitution. </p>
<p>Does anyone have any suggestions? Any idea of loans I can get being only 17. Please help me!</p>
<p>Even prostitution probably wouldn’t cover your EFC. Listen to BobWallace. Take a gap year and get some work experience and/or take some community college courses that will transfer and get some core requirements out of the way.</p>
<p>fostergirl, OOS public colleges are usually the worst in terms of affordability, and it seems that those are the schools you targeted in your applications.</p>
<p>Your home state has an excellent public university system, and those schools will be much more affordable than OOS publics. The UC schools are among the most expensive schools in the country for OOS students.</p>
<p>Fostergirl - Just to be clear, turning 18 won’t make any difference in your eligibility for loans. Until you’ve worked and established a good credit history, no bank is going to lend you this amount of money. So, even if you were miraculously able to find scholarships for the coming year, you’d face the same problem in subsequent years.</p>
<p>As others have said, UC Davis is NOT an affordable school for you . . . and, frankly, it isn’t worth the amount of money you’d have to pay to go there. If you were able to gain admission to UC Davis, you likely would have been able to get into any number of really good schools that would be affordable for you - including private colleges almost as far from home as Davis!</p>
<p>UC Davis is not an affordable school for the vast majority of those OOS. Those who are low income and in state can get state aid, but if you are OOS, you are out of luck. The school itself does not guarantee to meet need, nor does it do so. This is not because you are under 18, or any other reason then what is given, and you fall in ot the same category that almost all OOSers do. If you can’t come up with the money yourself, that is not the school for you.</p>
<p>ask if you can delay enrollment for a year. Then let the Coast Guard thing come thru.</p>
<p>There’s no way you’re going to have the funds for this year. It was unrealistic to think an OOS public would give you the aid that you need. The UCs are quite clear that they don’t give aid to cover the OOS portion…which would mean that at least $22k per year would never be covered by their aid.</p>
<p>Are you a transfer student? How come you’re just getting your aid info now?</p>
<p>Oh my…she’s a NC resident? Why choose Davis over UNC-CH??? How is Davis a “dream school” (I don’t think I’ve ever heard of a student call D a dream school).</p>
<p>What kind of GI money are you getting? Is Davis a Yellow Ribbon school?</p>
<p>OP’s story seems to be a bit confusing. She should be going to NC State. Not sure her stats would get her into UNC-CH. She had a 17 in the ACT (possibly raised to 19 in a retake?), and although her rank appears to be high, she was homeschooled. How does a homeschooler’s gpa get figured as compared to the public school students? She graduated 1.5 years early, although it is not clear why.</p>
<p>From an earlier post, it appears OP did very poorly in her placement tests for Davis, so her home schooling, whatever it was, may not have prepared her adequately for college–as her ACT score confirms. Some additional high school classes at an actual school could compensate for that and help improve her ACT, while the guidance counseling available at a high school would help her make a more sensible college choice. It sounds as if OP had no adult assistance whatsoever and has gone completely off the rails in her decision making. This mess is not a surprising result when a 17 year old tries find her way alone.</p>
<p>Okay, got it. The OP wants to go to vet school . . . and Davis has an outstanding vet program. That does make it a “dream school” . . . for grad school! For undergrad, I can see where it might also be a dream school (the smell of manure being a benefit, in this case, and not a detriment ;)) . . . but only if the OP were in-state and it was affordable.</p>
<p>If the OP does any research at all, she’ll quickly discover that there are more vet school graduates at the moment than jobs, and the pay for new graduates is far from generous. She will already have significant debt from vet school . . . she absolutely cannot afford additional debt for undergrad. If she is serious about becoming a vet, she needs to stop “dreaming” and focus instead on coming up with an affordable course of study that will get her to her goal.</p>
<p>Also, even if it were affordable, graduating from Davis at the bottom of her class is not going to get the OP into vet school! She needs to find a college where she’ll be able to get top grades . . . and not just scrape by.</p>
<p>For whatever its worth, our neighbor is a vetinary pathologist and has to work part time to full time as a mortgage broker to supplement her income. I understand it is very tough getting into vet school and even more to get a job upon graduation.</p>
<p>The UCs are VERY expensive for out of state students, which is one of the reasons we told both of our kids NOT to apply. They give hardly any funding for nonresidents. Since you say your package for $10K INCLUDES loans, you are talking about trying to borrow over $35K, just for the first year. That is WAY too much, especially for just one year. Time to rethink this and consider more affordable, instate options. Good luck!</p>
<p>Thanks everyone who offered real valid advice. All others posting to each other as if I am not reading no thanks. </p>
<p>FYI- I graduated from a public high school in my state. Not from ‘homeschool’ I graduated 1.5 year early because I could, I had all my classes with a passing grade, why stay longe and take unnecessary classes I do not need?</p>
<p>I am not trying to offend you, but with ACT score 17 (or 19), it appears you do need those classes. Are you sure you are ready for rigors of college?</p>
<p>I don’t know whose posts you found to be off-topic . . . but every one of us posted with the expectation that you would read our posts, even if you ultimately decide not to heed our advice. In the end, though, it makes little difference whether or not you like what was said - you don’t have the money for UC Davis, so you’re going to have to come up with a different plan. Whether you want to or not.</p>