<p>Everyone keeps saying Stony Brook doesn’t guarantee to meet the cost of attendance. Does this mean it 100% wont cover the cost of attendance or that theres like a 20% chance that it wont?</p>
<p>I did not apply yet let alone receive an acceptance letter</p>
<p>I asked if you are a senior because if you were considering applying to schools with good merit awards, the deadlines for most have already PASSED.</p>
<p>Stonybrook does not meet full need for all accepted students. As a public university in NY state, your aid would be what Sybbie pointed out to you. That includes TAP which IS aid from your state. </p>
<p>Perhaps Sybbie can comment on EOP…with your 3.1 GPA, 730 math/650 CR on the SAT…since you have not yet applied.</p>
<p>What other schools are you considering besides Stonybrook and NYU? I’m wondering if any of the other SUNY schools would be places where you might get some merit aid.</p>
<p>Mainly Sunys and Cunys because I wanted to go to the cheapest school possible but now I see that that is not happening haha.Do you know any good schools by any chance that are cheap and have a good comp-sci program?</p>
<p>If you are a senior and are EOP eligible and have not applied, your chances have gone down exponentially to get EOP as they only take in 150 freshmen across the state and most of those students applied in September/October.</p>
<p>With a 3.1 gpa and a 1380, OP is going to be in between a rock and a hard place as GPA is too low to be admitted through regular admissions and SAT scores are too high for EOP (in addition, even for EOP Stony Brook likes high GPAs).</p>
<p>EOP admissions profile</p>
<p><a href=“https://www.suny.edu/student/downloads/pdf/eop_profile.pdf[/url]”>https://www.suny.edu/student/downloads/pdf/eop_profile.pdf</a></p>
<p>General admissions Profile</p>
<p><a href=“https://www.suny.edu/student/downloads/Pdf/Admissions_qf_stateop.pdf[/url]”>https://www.suny.edu/student/downloads/Pdf/Admissions_qf_stateop.pdf</a></p>
<p>CUNY Freshman Admissions Profile</p>
<p><a href=“http://www.cuny.edu/admissions/undergraduate/counselor-corner/Admission-Profile.pdf[/url]”>http://www.cuny.edu/admissions/undergraduate/counselor-corner/Admission-Profile.pdf</a></p>
<p>When people say the school doesn’t guarantee to meet need, it means exactly that. There’s no way to really know what your chances are. I could throw some numbers at you, but it doesn’t mean much. Schools always meet full need for some students-- but if the student only has $2,000 worth of need, then a simple loan meets full need so looking at the percentage of students whose full need is met is not helpful. You may still get some grant, additional loan or work-study money besides the pell and tap but your numbers are low for Stony Brook (meaning that you are unlikely to get merit money). According to data Stony Brook has submitted to the federal government, about half of the students get institutional grant money averaging just over $2K but the calculator isn’t estimating that you will get that so I wouldn’t count on additional money. </p>
<p>You still can get a job – for the rest of the school year and this summer-- and apply for local scholarships.</p>
<p>Actually…going to a SUNY or CUNY will be cheap for you. going to college is rarely free. It typically costs students/families 'some money".</p>
<p>Your GPA will be a problem at the schools that “meet need” so right now, you need to figure out how to make a NY school work for you.</p>
<p>Again, submit your FAFSA early, request student loans and work study, and chances are you will have more of your costs covered. Start looking for a summer job…even better if you can start working before senior year ends.</p>
<p>You are correct M2K… that is not what I meant (re:post 15)… </p>
<p>If a student has other institutional merit aid (or other outside aid) the federal and state entitlements can be used to cover other costs including room and board. </p>
<p>The amounts of state and federal aid are not designed to cover the full COA (including room and board) for a student that does not receive institutional merit or other non-need based aid (or outside need based/ merit aid), and the school is not obligated to offer institutional aid to cover the gap between EFC (and/ or federal and state aid) and COA (including room and board… or not).</p>
<p>Congrats to your D for the full tuition scholarship swimcatsmom! :)</p>
<p>After all that I still don’t understand. </p>
<p>SBU costs 20k per year
The Government is giving me 10k
That leaves me with 10k left
Their also giving me 7k in loans
Which means no matter what I’m leaving there with 30k in debt baisically?
But I still have to pay 3k a year.
Now there’s a chance stony brook will cover the 3k with institutional aid right? But it’s not garunteed </p>
<p>What’s the chance sbu will cover it? I couldn’t find anything in Google. Also what determines how much institutional aid I get? Is it grades? </p>
<p>Also is there any chance the institutional aid will be 10k so I don’t have any loans? Or are loans mandatory?</p>
<p>Apply to Stonybrook…and see. That is the ONLY way you will know for sure. That is what EVERYONE else does. I will say…since the Stonybrook NPC did not indicate any institutional grants, I would not get my hopes up too high.</p>
<p>Schools that do NOT meet full need for all students simply don’t. They just don’t have the financial resources to do so. In NY state, schools use TAP for state aid, and of course any entitled federally funded aid would be yours too (Pell). And the Direct Loan is yours as well. NOTHING else is guaranteed.</p>
<p>You need to cast a broader net…you need to look at schools you can afford to pay for somehow…including your TAP, Pell, and Direct Loan. This may mean you have to work and save money. You would NOT be the first student to find yourself in this position.</p>
<p>Things to consider…</p>
<ol>
<li><p>Can your parents help you at all with college coats? Do you have any savings that you can use to help with college costs?</p></li>
<li><p>Could you commute to a community college for a year or two to save money? On another thread, you say you live in NYC…if that is the case, look for colleges where you can commute. Live at home. Your TAP, Pell, and Direct Loan will likely cover tuition costs at a public university. You can’t afford the room/board costs.</p></li>
<li><p>could you work and attend college part time?</p></li>
</ol>
<p>What other SUNY/CUNY colleges are you applying to? Stonybrook is one of the most competitive admits in the SUNY system. Look at some of the others. </p>
<p>NYU does not meet full need either and it’s cost is more than double that of SBU. How would you pay for NYU?</p>
<p>Have you discussed college with your school counselor? Any suggestions there? Make sure you mention that you need an affordable option.</p>
<p>Some of this research should have been taking place last spring!</p>
<p>If you are thinking of taking a gap year, to give yourself more time to find an affordable school, you might consider Americorps, which would earn you a living stipend, as well as an educational voucher to be used to pay back loans or tuition.</p>
<p>Have you used the NPC?
<a href=“Net Price Calculator”>Net Price Calculator;
<p>Stony Brook has a few merit awards, which are competitive.
Its doubtful that they have enough money to give need based awards without a merit component.
<a href=“http://www.stonybrook.edu/finaid/programs/scholarship[/url]”>http://www.stonybrook.edu/finaid/programs/scholarship</a></p>
<p>
The Direct Loan is offered by the Federal government and the loan limit for the freshman is $5500. See [Stony</a> Brook University](<a href=“http://www.stonybrook.edu/finaid/programs/direct1.shtml]Stony”>http://www.stonybrook.edu/finaid/programs/direct1.shtml).
Most likely Stony Brook will offer you the Federal Work-Study program to cover $2000 to $3000 of your need. See [Stony</a> Brook University](<a href=“http://www.stonybrook.edu/finaid/programs/employment.shtml]Stony”>http://www.stonybrook.edu/finaid/programs/employment.shtml)
Yes, many SBU scholarships are based on the grades and test scores. See [Stony</a> Brook University](<a href=“http://www.stonybrook.edu/finaid/programs/freshmanmeritbasedscholarships.shtml]Stony”>http://www.stonybrook.edu/finaid/programs/freshmanmeritbasedscholarships.shtml)</p>
<p>EK…the OP DID use the NPC. See post one. No institutional grants were listed. Pell, and State grant were listed (TAP). We all noted that the student was also eligible for the $5500 Direct Loan.</p>
<p>The Pell, TAP and Direct Loans will pay for tuition/fees. They will not be sufficient to cover room/board. </p>
<p>If this student is willing to commute…live at home…his tuition costs will be covered. He should start looking at schools,where he could commute.</p>
<p>He also needs a school where he is guaranteed acceptance. I’m not positive Stonybrook is that…and in addition, it may be unaffordable.</p>
<p>
See the Admissions Quick Facts for all SUNY [suny.edu</a> - Admissions Quick Facts](<a href=“http://www.suny.edu/student/freshman_admission_facts.cfm]suny.edu”>http://www.suny.edu/student/freshman_admission_facts.cfm) Also tuition and fees <a href=“https://www.suny.edu/student/paying_tuition.cfm[/url]”>https://www.suny.edu/student/paying_tuition.cfm</a></p>
<p>See CUNY admission profile <a href=“http://www.cuny.edu/admissions/undergraduate/counselor-corner/Admission-Profile.pdf[/url]”>http://www.cuny.edu/admissions/undergraduate/counselor-corner/Admission-Profile.pdf</a> Also tuition and fees <a href=“http://www.cuny.edu/admissions/tuition-fees.html[/url]”>http://www.cuny.edu/admissions/tuition-fees.html</a></p>
<p>Nope no savings from me nor my parents. Counselor is supper ineffective. That’s one reason why I’m starting so late. </p>
<p>I wasn’t seriously considering nyu anyways. </p>
<p>Do you know the answers to any of the questions I asked though haha?</p>
<p>
OP, how did you determine that?</p>
<p>The answer is, if you get into Stonybrook you will probably have to borrow $5500 and work to come up with the extra $3000 or so. </p>
<p>Read sybbie’s breakdown again.</p>
<p>There’s a calculator out there</p>
<p>Is there a SUNY or CUNY that you can COMMUTE to?</p>
<p>It’s typical for a student to have $25k-30k in loans.</p>
<p>You probably will be given about $7k in loans (mix of Stafford and Perkins) if you submit FAFSA early.</p>
<p>Your chances of getting grants instead are low.</p>
<p>You have to understand that America doesn’t have the money to fully-funding college costs (tuition, room, board, books, personal expense). You’re expected to cover some of that.</p>
<p>You should be eligible for workstudy. By earning $2,000-$3,000 in work study during the school year, and the same amount by working summers, you should be able to manage the COA gap that remains after your federal loans & grants.</p>
<p>Work study is also considered aid,not income, when calculating your EFC for next year.
( however, you will need to file taxes)</p>