<p>Personally, since you are low income, you woudl be better served looking at schools that would meet 100% of your demonstrated need (this would cover a larger portion of your cost of attendance) than looking at schools where you would be in line to get merit money. </p>
<p>However, If you want a real change of pace, where you would contribute to diversity on campus and get a free ride, try Howard in DC where your grades and scores would make you eligible for a capstone scholarship</p>
<p>Criteria:
SAT=1300 - 1390 or
ACT = 29 - 31
GPA ≥ 3.25 Award:
Tuition, Fees, Room Annual Renewal GPA: 3.00 </p>
<p>While yes, there are a number of schools where you would be in line for merit money (covering tuition), the number of schools that would offer you a full ride are fewer and there will be students with higher stats that will knock you out the box. </p>
<p>Also if you are in school on merit and a problem should arise you would lose your funding vs. going to a school that meets 100% of your demonstrated need, as long as you did not have a major shift in income and assets, your $$ would remain pretty consistent over hte next 4 years. At worse you would graduate with $20k in debt which is the recommended max amount of debt that students take on.</p>
<p>I know you posted your scenario quite a few places looking for answers. You have gotten good answers, now make a list.</p>
<p>THere are a number of schools the ivies: Penn, HYP, Brown, Dartmouth, Stanford, Amherst, Williams that have low income inititates in place that if admitted you would graduate with reduced or no loans. Look up each website.</p>
<p>You would be in line for great money from the women's colleges (mount holyoke, smith, bryn mawr, smith and barnard).</p>
<p>I would also suggest applying to programs like Questbridge and POSSE - <a href="http://www.questbridge.org%5B/url%5D">www.questbridge.org</a></p>
<p>Since you are a NYS student; you should definitely see if you fit with in the paremeters of HEOP as there are a number of schools (NYU, Columbia, Barnard) that would give you close to a full ride.</p>
<p>Look at schools within NYS where you would be eligible for TAP in addition to PELL. example: Union which also has a HEOP. AOP program that will even give you a book allowance. <a href="http://aop.union.edu/%5B/url%5D">http://aop.union.edu/</a></p>