If your mom can’t pay anything it looks like your budget is ~$12k/year, and the majority of that is loans. That’s not a good situation. What’s the local school? Is it a cc or a 4-year college? Is your mom’s drop in income likely to be permanent?
4-year college. and possibly yes. this sounds like bad news 
any help?
Your EFC is ABOVE the cost of attendance. Parents are first in line to pay for college.
You will not be receiving any additional need based aid…As need based aid cannot be awarded in excess of the cost of attendance.
Also…ALL of your Direct Loans will likely be unsubsidized.
The best aid comes from colleges, so if you’re short ~$14k/year after aid was awarded then it’s unlikely you’ll get more. What school do you live near? Is it a public or private college?
public. so theres no chance at attending?
@6ixx98 Some colleges allow an appeal of a financial aid package if your parent’s financial situation has changed recently. You might check with Clarion and your hometown school to see if they have this procedure. You have to fill out forms and provide your parent’s most recent tax returns and documentation of your mother’s current income. That might help your situation. I think you should prioritize attending your hometown college instead of Clarion though. You should do your best to minimize the amount of loans you take. Next summer you should do your best to find a job to help with your costs next year. Good luck.
Your EFC is above the cost of attendance…but your family cannot afford that…correct?
You are applying for aid very late in the cycle…but really…with an EFC above the cost of attendance, you would not receive anything but the Direct Loan.
Is your state grant merit based?
OP, my concern is years 2-4. That’s a lot of loans and your mom still won’t qualify in all likelihood.
Having enough money to pay tuition doesn’t go you any good if you can’t afford to pay for a room, and buy food, and get necessary books and supplies. Books by themselves can cost over $1,000 per year. I am pretty sure that it has become close to a requirement to have a laptop also (for example, the school where my youngest is starting in September explicitly requires that all students must have a laptop). You need to make sure that you have enough to pay all necessary expenses before you pay the first large bill (such as the first tuition bill).
I have met people who got part way through university and then ran out of money. This can be a major problem. One person I used to know had to transfer to a less expensive school and was not able to transfer credit for the classes that he had already taken. He started again from the beginning. There is a thread on CC now of someone who can’t get their transcript released from their last school because they can’t pay off their debt to the school, and can’t start at a less expensive school until their transcript is released. Also, paying off university loans can be even more difficult for students who don’t graduate (on time, or at all).
I think that you probably should not start university unless and until you have a realistic plan to pay for ALL FOUR YEARS. Hopefully you can get this straightened out before September. However, you might need to think about taking a gap year and reapply to less expensive options, or to start at a community college.
i mean i’d like to attend this fall instead of waiting and wasting time
Are you sure that the $25k EFC is correct? What was your mom’s Adjusted Gross Income?
It’s not a waste of time to find an affordable option. You need to have a plan for paying for all 4 years that doesn’t include a bunch of loans. You can contact the public university in your town to see if you can commute, but it’s late in the year so they may not be accepting new students. How much is the tuition there? Is there a cc near your home? That’s an option if your stats aren’t high enough for enough merit aid to close the gap.
no cc in the area, the college is about the same as clarions, it’s edinboro university by the way. they said they would let me know soon if i am accepted or not. and my parents were married in 2015 so the income was way higher than what she makes as a single parent right now, you can see how that kind of screwed me 
but, if i were to pay for college this fall, how would i do it, willing to take any challenges by the way, wether that be loans and etc. after this 1st year, everything should be more cheaper since she made less in 2016, or at least i think
I think if you want to start this fall, you’re going to have to go to a local college that you can commute to. You might be able to pull it off if you file a financial aid appeal to your college based on your Mom’s reduced income, get a part-time job, and then work full time in the summer. You need to get your ducks in a row soon though. If things don’t fall into place in the next couple of weeks, then you will probably have to take a gap year working full time and saving every red cent. It’s not wasted time if you’re not going to be able to afford to go anyway. If you want to make it work hard enough, then you can, but it might not happen as fast as you like. Lots of people have to take gap years/semesters to earn money for college.
You’ve already been given all the loans you qualify to receive. If those are private schools, they’ll count your dad’s income too. Where is he? Can/will he pay anything? A financial appeal might only be for one year. You need a plan to pay for all 4.
The tuition at Edinboro is $9500. The $5500 federal student loan will cover part of it. You’d need money for books, fees, & transportation too. If your parents can’t help, you may want to take a gap year and work so you can afford to attend next year.
Edinboro is a perfectly fine school.
he won’t pay for anything sadly, but i plan on doing workstudy/getting a job while i am at clarion, it will definitely be a grind & i would like to try and make it possible. i suppose i just see not going to college this fall as me being a failure since all my other friends are going to college this fall.
dad is currently in texas, and not in pennsylvania