I didn’t apply for financial aid this year because I (perhaps wrongly) assumed I would not get it and because my employer is paying part of the tuition. In fact today was the first day I used a financial aid calculator at one school and was surprised the number of families with six figure incomes who receive FA.
Question - Can you apply for financial aid after your kid is already at a particular school? And if so, must there be a change of family circumstances (sibling in college, loss of a job, etc) or can you just apply for no reason and see what happens?