I'm applying to university, will it look bad that I'm taking so many classes in my last semester?

'm applying for transfer, and next semester would be my last semester. Next semester I want to take seven classes, which comes out to 24 units. This semester because of a lot of different issues I was facing, I only ended up taking one class. All the other years I took three or four different classes. When reviewing my application, will it hurt me that I’m taking so many classes in my last semester. Will they be hesitant to except me because that? Or does it not matter to them as long is I finish all the classes with good grades? Also, the reason I’m taking so many classes is because I withdrew three classes this semester because of financial troubles. Other than this semester, every year I’ve taken full-time and I’ve been a good student. My GPA sits at a 3.88.

I think some schools may be worried that you won’t be able to handle 24 credits, as very few students could. Do you need 24 credits to meet transfer eligibility requirements?

I need 20 of those credits, the other four credits are just because I want to take the class. Do you think it will affect their decision?