Is everyone's EFC always so absurd?

<p>Yea, my parents finished it... they apparently say that ours is $23,000 or so. All this with 3 kids, a mortgage and everything else. They should add an M in front so it's MEFC... maximum estimated financial contribution... it just seems somewhat rediculous to me</p>

<p>Mines was actually VERY generous. I was surprised upon seeing it, and this is with only one kid going to college and a paid off house and everything.</p>

<p>Weird, but I guess some guys get lucky...</p>

<p>ours was ridiculously high too. we only have one kid and a paid off house too but still! it was 75000+ What the heck we aren't even that rich.</p>

<p>For some reason was 770 dollars and my parents are doctors!!!!!!!!</p>

<p>FAFSA does not ask for home equity on primary residences, so those who have homes that are paid off make out big time. FAFSA does not take outstanding loans and mortgages into account to offset assets or incomes, so those who have those are out of luck. As for you Stanmaster, $770 smells fishy to me unless your parents are pro bono type doctores that make very little money. Better take another look at that paperwork.</p>

<p>My family had a very high EFC despite the fact that I am the oldest of 7 children. It was kind of depressing! :(</p>

<p>was anyone else's as ridiculously high as mine? I swear we aren't rich, I'm wondering how accurate it could be. Is it because I'm an only child?</p>

<p>5 kids (me and a sister still to go through college, one brother greaduating this year) and a bunch of stuff, i dont think my parents are pulling in that much money, dont think the house is payed off, moms an employee for verizon, dads an electrical inspector but apparantly the EFC was 31k, my moms been fuming lately</p>

<p>I could hardly believe mine when I learned it: $34,000. And my family's income (military) is less than twice that! To boot, my father won't even HAVE that income for that school year because he's retiring when I graduate. It's depressing, but we've accepted it. Now I'm working frantically on scholarships to make up the difference.</p>

<p>My EFC is 0. 1 child.</p>

<p>


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<p>Hope you didn't make a mistake on your numbers, it doesn't sound right. What kind of doctors are they?</p>

<p>mine is also 0, 2 dependents including me.</p>

<p>Mhawk,</p>

<p>If the 3 kids are in college the EFC of $23,000 will be split between the 3 of you (it will not be $23,000 per child) at approx. 77700 per child if all of you are going to 40,000/yr schools, your may get some really generous financial aid especially at schools that meet 100% of your demonstrated need and are heavy on grant scholarship aid (so to spend $23,000 on $120,000 worth of education is a great deal no matter how you slice it).</p>

<p>My parents are doctors with a combined income of about 450,000 dollars. My dad checked the numbers over and over and so did I but we cant find any mistakes.</p>

<p>Then you need to have somebody else check it over because there's no way that's right.</p>

<p>is The EFC for all children or one? and is it one year or all four years
For example, next year, ill have a sister whos in law school and me. my EFC was 19,000
Does that mean my parents are expected to pay 19000 a year for me. 19,000 ( 10 for me, 10 for sister) a year for both of us, or 19,000 out of 160,000 for all four years.</p>

<p>Uh, I don't know why you are applying based on these numbers. If you look the most generous need-based aid school of all, Harvard, they state that they provide a few grants for families earning over $200K - but these families probably have many kids, extraordinary medical expenses, or other special circumstances. Your family income is more than twice their upper limit.</p>

<p>The EFC is for you and all your undergraduate siblings attending college. The FAFSA will not take into consideration that your sister is attending law school because she will have completed a first achelor degree and will be considered an independent student. In this case of $19,000 if you are an undergrad and your sibling is in Law school I beleive that the EFC is only for you. If your were both undergrads then it would be for tthe both of you.</p>

<p>Sybbie is right about the FAFSA taking only undergraduate siblings. But some schools do take graduate level and private schools for non college age siblings into account. That is addressed in the school app or Profile, if that is the case.</p>

<p>Stanmaster - could that be 70,000? Your EFC will be printed without commas or decimal points, so if there are 5 digits, it means 70K. </p>

<p>We have a good laugh each year when when our EFC is determined.</p>