<p>Before you guys jump the gun and say im going to be in massive debt and what not, this isn't for personal expenses, like a car or anything.</p>
<p>I want to move out of state and attend a different university, but i don't want to pay the "out of state" tuition, so I plan to transfer after living there for a year. This is where this question comes in. </p>
<p>Since I will be living on my own, that changes my status to independent correct? Which will increase my burrowing limit to 10,000$ a year?</p>
<p>The reason I want to take out such a heft loan is because I will be attending a community college, which is pretty much paid via this grant, however, I would like my own place to stay, and I found a residence which offers students of the state housing for a decent price, however only on 12 months lease. I have enough money right now to pay off my first 2 months of rent there, but i would like the rest to be covered with fin aid, until I can find a job. I will be catching the bus for transportation, which I don't mind. The university I goto now is a 1 hour bus trip away and I have no problem with it. All utilities are paid with rent too.
It all adds up to 9.2k A year.
Also, I will be joining the air force, or marines (still deciding) in my junior year as a officer. This will take care of my loans.</p>
<p>If I explained this to the college i am transferring to this fall, will I be allowed to take out this loan?</p>
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<p>Short answer: no. Of the various ways to gain independent status (including reaching the age of 24), living apart from your parents is not one of them.</p>
<p>A lot things you said does not make sense. First, you can’t get a loan or grant from a school to go to different community college. Second, you can’t claim to be independent student just because you move to a place to be by yourself. Third, you should really double check the rules with regards to becoming an in state student at a state school. I believe there is more to it than moving to an apartment and live there for a year attending a community college.</p>
<p>Secondly, I’m taking the loan out from the college I WILL be attending.</p>
<p>“Is determined by the college financial aid administrator to be an unaccompanied youth who is homeless or is self-supporting and at risk of being homeless.” I believe its called being a emancipated student. I was going to do it here, but I chose not too. i would have to goto a judge tho.</p>
<p>Again, no, you can’t get a loan or grant from a college now and tell them that it is going to be used for something else but you will be there in the future. Next, the burden of proof is very high to become an independent student. The question would be where are your parents, what are they doing in relations to you? If they are not doing well financially, you maybe qualified for financial aid, but not a reason for you to be an independent student.</p>
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As far as I know you can’t become emancipated after your 18th birthday. You’re not homeless. You are choosing to move away.
You can’t become an officer in the military until you get a degree.</p>
<p>If you are in a bind, and don’t know what to do. You should seek help from someone who knows a little bit about the whole college process. If your parents are not available, try your high school counsellor, or try someone in the financial aid office at any of the schools you said. There are many very knowledgeable people here also that can give you some great advice, but to get good advice, you need to give more detailed and honest picture of your situation.</p>
<p>Read the rules for being considered independent for financial aid purposes. You can give it a go, but really, they are pretty strict about this. I would hate to see you move out of state and get all hepped up about this only to have your status declined.</p>
<p>Also, the way it usually works with many CCs, and you check with this one to find out if they work this way too, is that you don’t get the money for a few weeks into the semester, like after the drop date for classes. So you have to come up with the money to make the move, have some kind of verification that you live in that state, get clearance from the school that you are independent, enroll and wait for the money, which you will get up to the COA (Cost of Attendance) that the school sets some weeks after the process. You will only get one semester of funds at a time, too. </p>
<p>Also, if you want to join ROTC, it takes a lot before you get your commision as an officer, and graduation from college is part of what you need to have. </p>
<p>As Erin’s Dad says, you can’t be emancipated after you turn 18. You already are. You are legally an adult, congratulatons! But for financial aid from colleges, they want parental info until age 24 unless you marry, have a dependent, are a veteran of the armed forces or were a ward of the state BEFORE you turned 18. </p>
<p>If you have family and friends in the other state, and choose to relocate there, finding a job and researching your options might be the best way to go, if you truly cannot stay with your family. It’s not easy to get college funds to buy yourself into your own place. It may seem like it, but there are specific paces you have to take, and parental involvement is necessary until you meet independence requirements.</p>