<p>One of my kid’s schools asked for the value of our cars. So what? One asked for the value in our retirement accounts.</p>
<p>It is speculated that these types of consumer questions are asked to ferret out outliers with regards to expenses. For example, if a family with an income of $10,000 a year has over a million in retirement savings, one would likely question how that happened.</p>
<p>The Harvard NPC might be “simple” but by many reports, it is quite accurate.</p>