My oldest is almost identical to yours in stats. Live in Midwest, biracial (white/Asian), lesbian. Unweighted GPA 4.0, NMF, ACT 34, SAT low 1500s. Currently 3rd yr at Oberlin. We didn’t qualify for any financial aid. Applied to Oberlin, Wooster, Kenyon, Smith, Grinnell, Earlham, Bard. Considered Denison, Sarah Lawrence, Macalester. Accepted at all she applied to with merit at all except Bard (found out when applying for the “merit” that Bard takes financial need into account for the few merit scholarships they offer). Merit awards came in at about $20-25K everywhere except for Earlham that awarded full-tuition. It was difficult to turn that down but she’d had her heart set on Oberlin from the beginning.