Loans? ARGH.

<p>I got around 17,500 dollars in financial aid (NOT counting my 2k work study). My school is around 24,000 dollars a year and I'm living off-campus. Assuming my work study goes to rent...and I can add 2k worth of an unsubbed Stafford loan, (so it's about 19,500 w/o the work study) where do I go next? My parents have terrible credit and I don't know where to go for the next 4,000 dollars.</p>

<p>If your parents apply for a PLUS & are turned down due to bad credit, you can borrow an additional $4000 unsub.</p>

<p>If you got only $2,000 for work-study, will that cover your rent? Even places where the rent is only $400 a month will still eat that up in 5 months.</p>

<p>If your parents do get denied for the PLUS, as Kelsmom says, you’ll be eligible for more unsubsidized loans. So have them apply, and either way you have your answer.</p>

<p>Oh, I’ll be working more hours in the WS and getting another job. But thanks!</p>