Look wat i found ....

<p>"Starting with this fall's enrolling class, the Class of 2009, Dartmouth students whose family incomes are less than $30,000 will receive financial aid packages without student loans. The portion of the package that normally would be composed of loans will be replaced with additional scholarship funds. Barring significant changes to family financial circumstances, this no-loan financial aid package will be renewed each year for all four years. </p>

<p>Starting with the Class of 2005, students whose family incomes are less than $45,000 are currently receiving and will continue to receive financial aid packages without student loans during their first year of study. Additional scholarship funds are used to replace the loan portion of the package. Depending on individual family financial circumstances, modest loans ($500-$1,500) may be included in subsequent years for these students. These students can expect to graduate with among the lowest debt burdens of any students graduating from any college in the U.S. "</p>

<p>I saw this on Dartmouth's site , my family has an income of less than 30,000$ ... this means its pretty safe to apply ED to Dartmouth cuz there wont include loans in my package ... if this is true then its good news</p>

<p>Virginia Hazen- Director of FA at Dartmouth states:</p>

<p>*Dartmouth's current financial aid policy stipulates that, starting with the Class of 2009, students with family incomes less than $30,000, barring the existence of substantial assets, will receive grants covering all of their Dartmouth education. Starting with the Class of 2005, students whose families earn less than $45,000 also benefited. These students receive full grants their first year, with small loans to cover remaining costs in their three years left at the College, said Director of Financial Aid Virginia Hazen.</p>

<p>She went on the warn against the dangers of oversimplifying the financial aid equation.</p>

<p>"To simply say that there will be no contribution if the income is below a certain figure departs from need-based aid in some instances," Hazen said. She cited a hypothetical example of a student with a family income of $30,000, but $2 million in assets.</p>

<p>*</p>

<p><a href="http://www.thedartmouth.com/article.php?aid=2006041001040%5B/url%5D"&gt;http://www.thedartmouth.com/article.php?aid=2006041001040&lt;/a&gt;&lt;/p>

<p>Keep in mind that the college will use the FAFSA and the CSS profile looking at both the income and the assets of both of your parents (even stepparents to the extent that your parent has benefitted from the marriage) to calculate your EFC and put together a package</p>

<p>yeah thats true .... but my family has no major assets ...</p>

<p>does anyone any other colleges that follow similar policies</p>

<p>does anyone any other colleges that follow similar policies,......</p>

<p>harvard, penn, stanford. they've been raising the "less than $__,000" level to compete with each other lol.
probably princeton too, but i don't know of any published article on this.</p>

<p>And Yale .</p>