<p>I am a college senior who is currently who is not enrolled. My mother passed away in the summer of 2011. I went back to school but now I have no loans because my dad's credit and my credit isn't approved because of our scores. No other family member is either willing or capable to sign a loan for me. I have done FASFA and I get around 5600 from Pell grant and I also get the Federal grants (perkins ans stafford) too. I still need more aid.My GPA is low (below 3.0) so I am trying to find need based scholarships. Where should I look or do? Any suggestions? </p>
<p>I just want to point out that Perkins and Stafford are loans, not grants. You have to pay them back. </p>
<p>Right! I understand forgot about that!</p>
<p>Sorry to hear about the loss of your mom.</p>
<p>Ok…I’m going to be blunt, so harshness alert.</p>
<p>You have a lowish GPA. What is your career goal/major? How much do you think you’ll be earning upon graduation? Your lowish GPA suggests that you won’t be making big bucks upon graduation.</p>
<p>You many not yet know where you’ll be working then so you may not yet know how much rent and other living expenses will be.</p>
<p>Do you have a job lined up after graduation? When do you graduate? May? </p>
<p>How much money do you need to complete your education?</p>
<p>You’ll already have max fed loans. Sounds like you’re going to graduate with about $35k-40k in loans. THAT IS PLENTY. Do you know how hard it will be to pay THOSE back?</p>
<p>That said, if your dad applies for Plus Loans, and is rejected, then you can borrow about $4k more per year. </p>
<p>You have a 6 semester limit for getting PELL money and you have limit for STAFFORD loans as well. You need to sit down and see what you have used up by now, and what you have left. If you are out of money in those areas and your school cannot or will not give you any money out of their own funds, and with no one to cosign private loans, you need to find a job and knock off your final courses one at a time, or as you can afford them,paying for the courses out of pocket. That’s how most people get through school. </p>