Since she’s so close to meeting qualifications for CSu’s, she could take a gap year, work and save money (NOT take any class at a CC as it’d disqualify her), retake the ACT in the Spring, apply in October to all the CSU’s she was interested in, and with a C final grade in math, be fine. 
Some California community colleges have womens’ golf teams. Is there a community college near you that has a women’s golf team?
This is a link I found for the California Community College Athletic Association’s women’s golf:
http://www.cccaasports.org/sports/wgolf/index
Could she retake the math over the summer to pull that grade up? Then in the fall reapply to 4 year schools in CA. During her gap year, perhaps she can get a job at a golf course and maybe get to play for free when she isn’t working! I am sure it would be disappointing to not be going to school in the fall with everyone else, but if she can pull up the math grade, think about all the CA she will be able to consider. Tell her you do not want her to settle. Good luck.
@MYOS1634
Can you explain how/why you think those recommended schools would be affordable?
Mom can only pay $5k
And child can only borrow $5500
I don’t see how any of those OOS schools would be affordable. And WUE schools are rarely affordable to those w/o money to pay.
I just contacted a local college with a golf team. He wants to meet her. I am going to have a very tearful, on both our parts, conversation with her. I feel very badly that I let it get this far, terrible. Some days I think, its only money, everybody has school debt and then days like today, I come to my senses and feel its very irresponsible to send her off to incur that debt.
I should never had told my kid to shoot for University. This is ridiculous.
Of course she can shoot for a university (and a college can be a university, community colleges are local 2-year but national colleges are 4-year universities too, just smaller than the big state universities).
THere’s debt and debt. Federal loans are okay. They match what a college graduate can pay back over 10 years (27K total over 4 years). Anything above that is toxic.
I thought WUE schools would be okay with a combination of a possible small golf scholarship, and definitely wue rates, federal loans, parents contribution, and the student getting a job over the summer. Caddies can have scholarships too.
5.5K + 5K + 3K= 13.5K, and perhaps more?
But I was also thinking in terms of “less expensive than the current school the child wants to attend”.
[QUOTE=""]
But I was also thinking in terms of "less expensive than the current school the child wants to attend".
[/QUOTE]
I understand that, but many, many schools that are less expensive than the current school will still be very unaffordable.
[QUOTE=""]
Truman State (it's a reach academically though, but affordable)
[/QUOTE]
Can you explain how TS is affordable?
At this point, the choices really are…taking a gap year, get the right grade for math, and reapplying…or starting at a CC.
@ucbalumnus If this student takes math at a CC this summer and passes, can she still apply to CSUs this fall as an incoming frosh? Or has she ruined the opportunity and then must wait until she can be a junior transfer?
Also…what must she do NOW to keep her Cal Grant options open??
[QUOTE=""]
possible small golf scholarship
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Oh…well, I would imagine that all golf scholarships have long been awarded. Students get recruited for athletic scholarships during their junior year or before. I think by the beginning of senior year (the latest), students know who will offer them athletic scholarship money. I really think it’s too late for athletic money for fall.
However, @twoinanddone can speak more about athletic scholarships than I can. Isn’t it too late to be getting an athletic award for fall? Aren’t those things known by junior year or early senior year?? Also, @twoinanddone Can an OOS athlete combine WUE and an athletic award?
I see that you’re willing to contribute $5k per year.
Are you willing to borrow and be responsible for repayment of any amount of a Plus Loan?
While few/none of us think your child should be borrowing more money for a private loan in addition to the $20k-30k of fed loans, if you’re still wanting that, are you willing to cosign and qualify for $80k+ of private loan debt (especially knowing that you’d be responsible if she can’t repay it…and she won’t likely be able to repay $100k of total debt)
We do a poor job of letting parents and kids know the costs associated with college. You are no different than many other parents who get blindsided by the costs at the last minute. How many of us have attended an info session where the school official tells us “don’t worry about the cost, we meet your financial need”. Except that financial need is what they determine, not what can can actually afford. I was lucky to have found CC before my kids started applying to colleges. Take a deep breath, cry if you need to and make a plan. Your D will end up at a school, just maybe not in the fall. Good luck.
@dmc2017 For what it’s worth, I know several kids at our local community college playing their chosen sport. They all seem very happy and are enjoying their experiences with their teams. My best friend’s athlete daughter went the Calif. community college route (loved her team!), transferred to a UC, and is now graduating from college this spring AND has a great job offer (and NO student loan debt!).
I can’t find the list of Calif CCs with golf, but I found these lists which tell you some of the schools
Women's Golf History of Champions
Women's Golf State Champions
Year
College
Location
Score
2015 Santa Barbara City College Morro Bay Country Club, Morro Bay 655
2014 College of the Desert Morro Bay Country Club, Morro Bay 644
2013
Santa Barbara City College
Tracy Golf & Country Club, Tracy
646
2012
Irvine Valley College
Temecula Creek Inn, Temecula
628
2011
Palomar College
Kings Country Club, Hanford
646
2010
Irvine Valley College
Los Serranos Country Club, Chino Hills
650
2009
Sacramento City College
Kings Country Club, Hanford
668
2008
Santa Barbara City College
Olivas Links Golf Course, Ventura
637
2007
College of the Canyons
Sunnyside Country Club, Fresno
619
2006
Santa Barbara City College
Belmont Country Club, Fresno
622
2005
Mt. San Antonio College
Riverside Country Club, Fresno
676
2004
Mt. San Antonio College
Navy Course, Cypress
635
2003
Saddleback College
Auburn Valley Country Club, Auburn
318
2002
Mt. San Antonio College
La Purisima Golf Course, Lompoc
666
2001
College of the Canyons
Del Rio Country Club, Modesto
694
2000
Mt. San Antonio College
Monterey Country Club, Palm Desert
658
1999
Mt. San Antonio College
Auburn Valley Country Club, Auburn
671
1998
College of the Desert
Spring Valley Lake Country Club, Victorville
683
1997
Cypress/Desert
Copper River Country Club, Fresno
326
1996
College of the Desert
@ Woodhaven Country Club, Palm Desert
1995
College of the Desert
@ Woodhaven Country Club, Palm Desert
Women's Individual State Champions
Year
Name
College
Total
Score
2015 Carolin Chang Santa Barbara City College +7 151
2014 Leleaga Meredith Irvine Valley College +3 147
2013
Fanny Johansson
Santa Barbara City College
+5
151
2012
Taylor Crandall
Palomar College
+4
148
2011
Kris Grimes
College of the Canyons
+11
155
2010
Tammy Panich
Glendale College
+2
150
2009
Lynne Cowen
Sierra College
+6
152
2008
Asaka Kim
Santa Barbara City College
+9
153
2007
Jenny Lee
College of the Canyons
-3
143
2006
Natalie Todd
Santa Barbara City College
+1
145
2005
Pam Arjarayutt
Long Beach City College
+9
155
2004
Amanda Nave
Mt. San Antonio College
+1
145
2003
Carling Cho
Saddleback College
even
72
2002
Nikki Imaromna
Moorpark College
+21
165
2001
Jennifer Stopka
Moorpark College
+20
164
2000
Russamee Gullyanamitta<br>
Cypress College
+7
151
1999
Karlie Ward
Saddleback College
+12
156
1998
Selby Schriber
Saddleback College
+9
153
1997
Jacque Servadio
Cypress College
+2
74
1996
Megumi Uchida
College of the Desert
-1
71
1995
Megumi Uchida
College of the Desert
+1
73
Which community colleges are you near?
OP- I am sending you a big, big, big hug.
First of all, you have no reason to beat yourself up. You are being a loving and responsible parent by helping your D launch with a plan which meets her academic needs, AND doesn’t shove her into debt for the next 20 years, living like a student while she’s 40.
Second- you and your D need to get on the same page about a game plan. No use in you thinking she’s going to take a gap year, get a job, take a summer math class to replace her grade, if she’d rather start right away at Community College.
Third- what does your D think she wants to study, what does she want to do professionally? That will help us make suggestions. Plus- if it involves math to any degree whatsoever, it might change our collective advice on what to do. I know kids interested in things like construction management or sustainability or landscape architecture who discover that a less than robust grounding in HS math really hurts them in college down the road. So if math has been a perpetual problem, fixing that ( a solid and comprehensive review class, PLUS the course she needs to get a C or B in) is the way to go.
Fourth- you can do this. Your D is going to get an education which you guys can afford. You do not need to borrow that much money to get her there.
Are your sure that your daughter does not have time to bring up her math grade before the end of the year in order to qualify for CSU?
Looking at the policy for CSU Long Beach for example she would have until the end of the Spring semester prior to enrollment to bring up the grade to a C or better.
http://web.csulb.edu/depts/enrollment/admissions/freshman_toa.html
^^
Agree with above…
Also…
What are your (parent and student) feelings about:
Starting college in the fall and taking on huge debt that the parent cosigns?
Is playing college golf a necessity?
Starting at a CC without golf?
Starting at a CC with golf?
If you have no intention of cosigning big loans, then that will take many options off the table, but that doesn’t mean that your DD won’t go to college. It’s not a good idea to be borrowing a lot.
Many athletes start at a CC, do well, and then get better athletic scholarship offers as junior transfers.
@AlbionGirl how would that work if a student has already received a rejection? Or is that for those who’ve been put on WL?
It’s threads like this that make me very happy that CC exists.
I read OP’s post to mean that her daughter had been accepted and was now worried about rescission. If her daughter has been rejected that would be different of course.
Your daughter has $2750 in Direct Loans. Ismthis Ward for one semester…or the full year…because the full year Direct Loan is $5500 for freshman of which $3500 can be subsidized. This looks like 1/2 of the loan amount for the year…not the full amount.
Can you check to see if the FA amounts listed are “per semester” or per year
BTW…Perkins loans are going away.