<p>Hi I am applying to transfer to umd this fall and i'm worried about the aid I might receive. I've read really bad things about their aid package, so if someone could give me some insight it would be really helpful. I am in-state and my efc is 00000. I expect to get the full pell grant and the ea grant, which totals to about $8000 I think? But what about institutional grants? I REALLY want to avoid loans, but i'm sure that's impossible. </p>
<p>I also want to mention that I am transferring from another MD state university, and not a cc so I don't qualify for many of UMD's transfer scholarships.</p>