Low SAT Subject

I can’t quite decide whether to apply to Harvard, Yale, or Columbia. I know it’s late but I’ve finished my applications and my only problem now is that since I can only apply to one early, I want to maximize my chances. I’ve done the research and visited and honestly can’t pick which one I like better.
My problem Yale and Columbia don’t seem to require subject tests but Harvard does. I have a 800 in Math 2 but a 700 in Physics (falls in 55th percentile). Would the physics score hurt me? Should I send it to Harvard? The wording on Harvard’s website regarding subject tests is a little weird. Would is hurt me to only send one subject test score? Or should I consider Yale and Columbia because they’ve specifically said they don’t require them.