I haven’t been able to visit either, but I’ve heard relatively good things about both schools. I’d be studying graphic design at both (in hopes of being an art director eventually). I think I can get into both schools, but I wanted to know what either are like. What’s the general campus like? What are each known for? Is one a lot better of a school than the other? Chicago is closer to home, so if they’re exactly equal I’d probably pick that. Even if you haven’t studied at/been to both schools, could you please describe at least one?
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Apply to both. See where you get in, and whether your options are affordable. Then visit, and decide.
I haven’t been to MICA. SAIC is very urban. It’s in highrises and similar, very close to the lake. It doesn’t have much of a “campus” feel to it, which is fine if that’s not what you’re after.