Going to a community college is not going to solve your problem. You already have too many credits and like thumper said you need to transfer to an affordable 4 yr university in your state that has elementary education if that’s what you want to do.
The teachers in PA that I know do not get a master’s degree right away, they work several years to pay off student loans and do the master’s online on a part time basis, while working as a teacher.
For now you need to focus on getting your bachelor’s degree first.