My EFC is about 1175...I'm angry.

<p>I do not want to pay that much. I'm not even sure if that's a definite. I just filed the FAFsa two minutes ago and that's what it gave me. Do most colleges go by that number?</p>

<p>most schools expect students to contribute summer income at minimum toward their EFC
Summer income is usually $3000 to $5000 from what we have seen
If you need to contribute your summer income to your families living expenses some schools will take that into consideration, but you would need to communicate that to the school
are you applying to a school that meets 100% of need?
Merit aid?</p>

<p>I'm sorry, but if you get 100% of your need met, you will be paying $1175 and your're angry about that? I guess I don't understand. You should be able to earn that much money working part time between now and when you start college. That is a VERY small amount to be contributing towards your college education. Most colleges (even those that meet 100% of need) expect students to contribute annually towards their college education. The amount for freshmen (from what I understand) is in the $2500 range. The amount increases for upperclassmen...the assumption being that older students can handle an additional workload, perhaps even working part time while going to school. Now, having said that...if you have an extenuating circumstance that would prevent you from contributing to your college costs, you absolutely should make that clear to the finaid departments at the colleges. As noted above, this might include your contributions to family expenses, extraordinary medical expenses for an immediate family member, or loss of income from one parent or another.</p>

<p>For real! Mine is 14k, and your complaining about 1k! Don't worry about it.</p>

<p>i just got an EFC of $350.... kinda low, but i guess ill have to wait and see if it stays that way.... i knew it would be low but i was expecting like 2k....idk</p>

<p>1175 is a very low EFC. Look for schools that cover near 100% of need, and that have a high ratio of grants to loans, and you'll be in good shape.</p>

<p>Remember that the cost of college includes tuition, room, board, books, and some miscellaneous living expenses. If you can get all but $1,175 covered through a combination of (mostly) grants, some low interest loans, and work study, the $1175 your family pays out of pocket is chump change considering what you're getting.</p>

<p>stop crying... my family makes less than 90k and mine is 27k</p>

<p>What the hell? I'm sorry.</p>

<p>is Boston College 100% meet your financial situation? And when colleges say they'll cover 100% financial need, they really don't mean it, do they? They still want you to contribute one way or another. So $1175 is really more like $5000.</p>

<p>No, $1175 is $1175 if you follow their budget. </p>

<p>Seriously, you can totally do that with a part-time job. Just get work in the library and study while you work.</p>

<p>I think drinkingmilk is referring to if you have an EFC of 1175 and school meets need, that the need isn't going to be covered completely with grants more than likely, but will be work study and loans as well-
which is what we found, but we expected that an average of $4000 or so for loans every year was well within means for D to pay back once she received her degree.</p>

<p>Boston College on average meets 100% of the need; 71% in free-money; 29% in loans and W/S. But you still have the Profile to file. The Profile will come up with a different EFC than the FAFSA.</p>

<p>Did you apply to any other schools besided Boston?</p>

<p>Uconn, Cornell, Brandeis, U of Rochester, JHU, and NYU.</p>

<p>Where did you get the numbers from for Boston, Scotta? I'm already accepted but I don't know if I can afford to go.</p>

<p>If you right now have an EFC of $1175 and you are having a hard time wrapping your mind around it because you can't afford it, what are you going to do when the rest of your packages come in? The upside to your EFC means that you will most likely get some federal grant money. as part of your need based FA.</p>

<p>The fact is that you will have an EFC no matter what school you attend. At some schools it may be even more. Most colleges especially the ones that you have listed are very big on students contributing to the cost of their education through summer earnings (which wil be your student EFC) and through self help aid once you get to school (loans and college work study).</p>

<p>At Cornell you will have a student contribution of 1680 (from summer earnings) in addition to the EFC. You will also have student loan(s) and work study</p>

<p><a href="http://finaid.cornell.edu/Shared/FAQ.htm#q-10%5B/url%5D"&gt;http://finaid.cornell.edu/Shared/FAQ.htm#q-10&lt;/a&gt;&lt;/p>

<p>NYU as right now has a price tag of $44,850, and the school only meets 67.5% of your need leaving your with a $14,576 gap off the top. NYU is also one of the most notoriously stingy schools out there. If you are admitted, your package will be heavy on loan aid.</p>

<p><a href="http://www.nyu.edu/ir/pdf/cds0405.pdf%5B/url%5D"&gt;http://www.nyu.edu/ir/pdf/cds0405.pdf&lt;/a&gt;&lt;/p>

<p>JHU- JHU has just restructured their FA policy. They are not need blind but need sensitive. So if you are a boderline case, your ability to pay will be a factor in your admissions.
Their undergrad tuition to the school of arts and sciences is being raised by 7.2% for fall 2006.</p>

<p><a href="http://webapps.jhu.edu/jhuniverse/information_about_hopkins/facts_and_statistics/tuition_and_financial_aid/undergraduate_tuition/index.cfm%5B/url%5D"&gt;http://webapps.jhu.edu/jhuniverse/information_about_hopkins/facts_and_statistics/tuition_and_financial_aid/undergraduate_tuition/index.cfm&lt;/a&gt;&lt;/p>

<p>for the most part Hopkins does not meet 100% of your demonstrated need.</p>

<p>UConn is a public university. The upside is if you are a CT resident, you will have a reasonable instate tuition and your cost of attendance will be 18,710.</p>

<p>The own side, if even with your PEll grant you may not have the money to cover the cost of attending as public universities offer very little in terms of gift money for FA. The school only meets 71% of your need which means you will have a $5425 gap off of the top which you will have to come up with the money. Their average scholarship aid will be 5473. Even if you were to get the maximum pell of 4050 (which you won't because you do not have a "O" EFC), you will end up with a short fall of $9157 (18,710-9553)</p>

<p><a href="http://vm.uconn.edu/%7Ewwwoir/cds2004.pdf%5B/url%5D"&gt;http://vm.uconn.edu/~wwwoir/cds2004.pdf&lt;/a&gt;&lt;/p>

<p>If you are playing ball then yes, you would probably get an athletic scholarship to cover your bills.</p>

<p>To me right now BC looks like the most attractive financial offer out of the schools that you are considering.</p>