NJCLASS loan? [Question: When Should I feel it out]?

<p>Hey guys my Uncle the other day told me to fill out the NJCLASS loan with my mother as the Co-Signer before I start applying for private ones... I filled out a large portion of it yesterday, but when I got the the term selector I DID NOT SEE the option for a 2012-2013 term/semester time... Am I doing something wrong, or did the NJCLASS loan for the 2012-2013 semester(s) not come out yet?</p>

<p>Also how hard is it to get approved for a NJCLASS loan??? </p>

<p>Thank You... :)</p>

<p>BUMP… Sorry I gotta know this…</p>

<p>BUUUuuuUummmMmppppPppP</p>

<p>Send an email or call them. That contact info. Should be right on the website. If it isn’t ask your guidance counselor to help you find it.</p>

<p>Last year the application wasn’t available until July. It’s very easy to get approved, but there is no deferment period after you graduate. You’re probably better off with a Discover or Wells Fargo loan.</p>