Non custodial parent on CSS profile

<p>I never knew that my dad would have to fill anything out on the CSS profile until right now and the deadlines are next week. He doesn't want to fill it out and is definitely not going to contribute. He makes around $100,000 I think... Probably rounding up but idk... I live with my mom and she makes around $20,000. That is really the only person who can help me pay but her entire income is way less than one year of tuition at my top choice. All these schools told me that if my household makes under $60,000 then I'll get 100% financial aid, but how is this going to work now? Will I not get any financial aid or a way less amount than I thought? I'm freaking out... I'm going to have loans for probably around $100,000!! Thanks :-( </p>

<p>You wont’ have 100k in loans because your mom won’t qualify to cosign. YOU can only borrow $5500 by yourself There’s a reason you can’t borrow much…you won’t be able to afford to pay those loans back.</p>

<p>Those $60k income claims don’t apply to you because they are talking about situations where both parents combined earn less than $60k</p>

<p>Your parents earn $120k, so that doesn’t apply to YOU.</p>

<p>Schools that give lots of aid expect BOTH parents to pay. </p>

<p>You’re not going to get aid, so forget about those schools. They will not process your aid request w/o your dad’s info. They won’t care that he won’t pay or submit the info. All parents could just refuse to submit. The schools’ attitude will be…unless you show us what your dad earns, we have to assume her earns a lot , so aid. </p>

<p>I know that this is upsetting, but many kids face this issue…even when parents are still married. </p>

<p>If you have the stats to apply to to schools, then you have the stats to apply where you’ll get big merit for your stats. Thankfully, many of those schools are FAFSA only. </p>

<p>What are your latest scores from ONE sitting (not super scores)…include M+CR score.</p>

<p>You live in Texas. Thankfully, Texas schools give great aid. </p>

<p>Do you qualify for UTexas and Texas A&M? If so, apply to those schools. </p>

<p>Your scores last spring were ok, but not high. Have you tested again? </p>

<p>What is your GPA</p>

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<p>You need to apply to some Texas schools. You won’t likely get the aid you need from other schools because your dad won’t provide info.</p>

<p>Jpena…are you applying ED or EA to a school? If so, I would suggest that you contact the school and have your application changed to regular decision…so that you have time to sort the finances out.</p>

<p>Right now, you are in a panic mode because this is likely a priority filing deadline for the Profile for early applicants, right?</p>

<p>If you can get your application changes to regular decision, you may be able to have a more relaxed and less rushed discussion with your parents about college financing and the completion of these forms.</p>

<p>@mom2collegekids‌ my parents are divorced I do not even see my dad, so that’s why I thought that. My GPA is 4.45 out of 4.50 and my SAT is 1900 but I retook it two weeks ago. I’ve already applied and gotten automatically accepted to UT and TAMU but I do not want to go there.
@thumper1‌ yeah, hopefully I can do that because I’m in a district program that requires us to apply ED to one Ivy league/top tier school and I choose Brown so I don’t think I can change that, but I will try. (This program helps kids that are 1st gen that make under $30,000 go to top univerisites but now everything we’ve done has gone down the drain bc I didn’t know this random guy called my dad had anything to do with it) </p>

<p>Thanks guys… Except I’m not going to forget all the schools I was already planning on applying to… </p>

<p>Go talk to your GC and tell her the problem. Ask her for your support in filing a NCP waiver for the PROFILE you are filling out. Look on Brown’s web site for info on NCP waivers, call fin aid and ask what they want to do this and give it a go. </p>

<p>Don’t freak out. You are not the first person in the world to have high-conflict parents. Trust in the process and pursue what YOU want. The Profile form is filled out by the custodial parent, NOT BY the non-custodial parent. The custodial parent fills out the NP form <em>About</em> the non-custodial parent. If the school also wants the custodial parent to fill out a form, you provide a valid email address for the non-custodial parent and the College Board contacts him on your behalf, and asks him to fill out the form.</p>

<p>March forward! Think about a plan ‘B’, but don’t abandon plan ‘A’. If you truly are freaking out and about to NOT submit an application, please telephone the school in question and speak directly to someone in financial aid and tell them that you will not be applying, and it is SOLELY for this reason. Listen to what they say and follow their advice.</p>

<p>You need to contact Brown and have a very quick conversation with them about this. If you have NO contact with your dad, and this has been very long term…and your mom has not contact with your dad…you might (note MIGHT) qualify for a non-custodial parent waiver. Talk to brown about this. See what their criteria are for gaining this waiver.</p>

<p>NOTE…it will not be granted simply because your dad refuses to contribute to college costs. There has to be a breach in your relationship and contact with him. </p>

<p>It’s worth a call tomorrow morning.</p>

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<p>Editing to add…you will need to pay the costs to attend any college to which you are accepted. If you do NOT receive a non-custodial parent waiver for the Profile…and the NCP form is required, the schools will NOT process your application for institutional need based aid…because your application will be incomplete.</p>

<p>You will need to find out what EACH of those colleges require for granting a NCP waiver. It will vary by school. Get that info, and get it done.</p>

<p>@ItsJustSchool‌ @thumper1‌ thank you guys, I will definitely call tomorrow and listen to their advice! I will not give up “plan A” EVER!!! Lol </p>

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<p>I never knew that my dad would have to fill anything out on the CSS profile until right now and the deadlines are next week. He doesn’t want to fill it out and is definitely not going to contribute. He makes around $100,000 I think… Probably rounding up but idk.</p>

<p>I didn’t know this random guy called my dad had anything to do with it)</p>

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<p>What is going on? does your dad live in another state? </p>

<p>does he pay child support? do you have siblings that he also pays child support for?</p>

<p>Do you talk by phone, text, or email? </p>

<p>You indicate that he’s told you that he doesn’t want to fill out the NCP paperwork. How did that conversation take place? </p>

<p>How long have your parents been divorced?</p>

<p>Another thing to remember…your mom might earn only $20,000 a year, but if your dad pays any child support or spousal support, it is required that this be included on the FAFSA and Profile your mom files as well…and that will be the case even if you get a NCP waiver for your dad.</p>

<p>@thumper1‌ well, he is supposed to but he claims that he doesn’t have enough money to even though my mom makes significantly lower than him… So, maybe that will help me by not helping me? Maybe…</p>

<p>“He claims” indicates some contact. You should contact schools about the waiver, but you are very likely going to have to adjust your expectations. There is no way you can afford to borrow enough for most CSS Profile schools given your situation, and it would not be advisable even if you could.</p>

<p>You need to cast a wide net. You need schools with guaranteed aid to fund your schooling…perhaps,schools in Texas that only use the FAFSA would be good. Your dad is not reported on the FAFSA. I’m not familiar with aid for low income students in Texas, but look into that.</p>

<p>A 1900 SAT will make those elite schools that meet full need a reach for you. Absolutely apply…but look for some schools that meet full need that do use the Profile but do not require the NCP Profile…or any financial info from the NCP. Yes…there are schools like that.</p>

<p>Also some schools consider the NCP Info differently than custodial parent info…you need to ferret that out too.</p>

<p>Thank you @thumper1‌ and texas does not give much aid based off what I hear from my friends and my sister. It would be cheaper to go out of state (if my dads income didnt Impact anything), which is something most people don’t realize here. But now I guess I will have to compare and see what the universe will allow to happen. Thank you for your realistic responses!</p>

<p>You will have options if you cast that wide net!</p>

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texas does not give much aid based off what I hear from my friends and my sister. It would be cheaper to go out of state (if my dads income didnt Impact anything), which is something most people don’t realize here. But now I guess I will have to compare and see what the universe will allow to happen. Thank you for your realistic responses!</p>

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<p>that is not true. UTexas gives pretty good aid to instate low income students. I think that you not only have to submit FAFSA, but you also have to submit a Texas aid form. </p>

<p>When did your sister go to U Texas?</p>

<p>Does your dad live in another state? When did he stop paying child support? Seems like your mom could have his wages garnished.</p>

<p>also apply to U Texas scholarships.
<a href=“http://www.texasscholarships.org”>http://www.texasscholarships.org</a></p>

<p>Here is Texas aid for instate students…
<a href=“College For All Texans: Texas Public Educational Grant Program (TPEG)”>College For All Texans: Texas Public Educational Grant Program (TPEG);