Do you work primarily in the fall, rather than throughout the school year? Is it seasonal work? Why would a Spring/Summer schedule be preferable to a Fall/Spring schedule with summers off?
I think it depends on your school and your major. Things I would be concerned about and think you should look into:
- Are all of the courses you need offered during the summer? At my school, there was a very limited number of courses offered during the summer, and they were often with poorer or newer professors (the best or most experienced professors typically taught during the Fall or Spring). You might have a smaller choice for elective classes, and it might not be possible if you go to a school where a certain class you need is only offered in the fall.
- Do you think you can do well in summer classes? Summer classes are often completed in half the time of a normal semester, and that can be a very difficult pace for many students. Classes are longer and meet more often during the week, and exams come faster. It can be particularly brutal if you need to take lab classes over the summer. It can be harder to schedule in more classes because they are more likely to conflict with each other. It can also be harder to work and go to school during this time, if you are trying to take a full load (you would like need to do both summer sessions, if that's the way your school does summers) to make up for missing the fall semester.
- How does your housing situation work? Are you living on campus, off campus, commuting from home? This would be a very difficult and expensive proposition if you live on campus, but if you live off campus or commute from home, this is less of an issue. There are often less on campus resources available during the summer than during the school year (places around campus like the library, the dining halls, the student center, the bookstore, academic advising, the career center, etc might have reduced hours or be closed for the summer, there likely won't be events or other activities like during the school year), so that is something to consider, if it is important to you.
- Are you in a field where it is important to get job experience, internships, and/or research experience? Many internships and research projects geared towards undergraduate students focus on the summer because that's when students are typically available to work full-time. It may be harder for you to get these experiences if you are unavailable during the summer.
- Would it affect your financial aid and/or any scholarships you have? Is there a cost difference between summer and fall classes?
- Does it matter to you when you graduate? Depending on how your school does it, you may not be able to graduate with your entering class. Probably not that important, but to some students, when they graduate matters to them and to their families.