It’s not agreeing with me, it’s legit facts. I can get a dependency override, but it’s not a guarantee nor is it easy. I never said I would obtain one either. I said I have a CHANCE.
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That is something I’ve thought about. Which is why I’m looking into the dependency override. It’s the one option I feel comfortable pursuing. It may not work out, but you never know if you don’t at least give it a shot
Good luck to you! I hope it works out in your favor.
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Some colleges will require a dependency override request every year…because things sometimes DO change.
Unfortunately, I don’t have any salient advice for your difficult situation at this time.
I just wanted you to know I’m pulling for you.
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Okay
Thanks. I appreciate that someone has my back
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Every single responder is trying to help you. That is why we ask about alternatives and backup plans. A realistic understanding of your options is in your best interest.
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Yes, I know, but some people are being more aggressive about it than others.
I agree with @roycroftmom about you needing a Plan A, B, C, etc. From what you’ve written, it seems like Plan A is getting a dependency override and hoping you will get enough financial aid to afford your school, in addition to Plan B, where you and your parents co-sign loans for whatever is left over after financial aid and scholarships. It seems like you may need to do this even with a dependency override. So what is your Plan C if your parents can’t or won’t co-sign loans? Would you take a gap year and work full time? Go to community college while working? Something else? I know you may not want to do these options, but based on your posts, there is a very realistic chance your parents won’t co-sign the loans, or maybe they’ll sign for a year or two and then not qualify or refuse to sign, and you will be in a very bad position.
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Your post reminded me about the partnership between Starbucks and Arizona State University Online. https://starbucks.asu.edu/ Basically, Starbucks employees can pursue a four-year bachelors degree at ASU Online tuition-free. OP, you are probably not thinking about online school, but ASU does a really good job, and graduates receive a regular Arizona State University degree. The school runs on a quarter system, so that students are generally taking only two classes at a time and have time to work as well. My daughter is enrolled in a health sciences program at ASU Online, and many of her classmates are attending through this Starbucks program. It’s a really interesting and inspiring group. You might want to check out the available majors and any pre-law support. In general, although the school is online, they have provided very good support to my daughter so far (she has both an academic advisor and a “success coach”), and students have access to internships, career advisement, etc. I am a lawyer and think it can be a great profession, but I agree with all the warnings above about not getting bogged down in debt at the undergraduate stage, particularly if, as it sounds, you are looking to do legal defense or something similar, rather than pursue a big-firm career.
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No I definitely do not want to do defense. No way. That’s a death trap
I don’t think one can get a dependent override and still have parents co-sign loans, because that would be considered financial support.
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It can definitely happen. I even stated a situation where it did. It may be harder, and less likely, but I can still happen. You can even get the override while in college.
Amazon now offers its employees fully funded tuition at 140 colleges in the US. Options to consider as Plan C.
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I would recommend talking to people at both schools that are in your desired programs. Ask them about how their experience has been, and namely if they have good networking opportunities at their schools. Also make sure to ask them about their general college experience at the schools, as there are also many other important factors to consider when deciding on a college.
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You’re right. I’ve talked to some kids at the more expensive school, but didn’t have a way of talking to kids from the cheaper school. Everyone seemed very happy there though. I did commit to the cheaper school.
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What happens if you lose the job, though?
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Like @roycroftmom, I think that working for an employer that will pay your tuition costs, or make a significant contribution is a really good idea to pursue further. There is always a risk of losing your job, but is that risk higher than your parents deciding to no longer sign for loans and remaining dependent on individuals who have abused you? Currently, employers have been having a very hard time finding employees; they’re not going to be letting people go unnecessarily.
Starbucks, Amazon, Target, Wal-Mart, Papa John’s are some of the options where you might be able to get 100% of your tuition covered. Another option is to get a full-time job at a university (perhaps in maintenance, food service, etc) and then get free tuition as one of your perks. Here are some links that describe various options:
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Can you tell me more about the full time job at a university? Like I’d that while I’m in school or after?
But I honestly love serving, and go through jobs like nothing, so I honestly don’t nag to rely on the job to pay for schooling. That’s my one problem with that.