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You can’t blame the school for this. They based your initial FA on the financial information you provided on FAFSA. The information was wildly inaccurate. Once they received the accurate information, they of course had to adjust the aid award accordingly. There is nothing unfair about that.</p>
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No, there is nothing you can do without your parents taking out the loan. It seems like this school is not affordable for you. As Thumper said, if your EFC is 35,000 then that is the minimum you will have to pay at any school that costs $35k or above. You need to look at schools that you can afford without FA as you are unlikely to qualify for any. it would be a good idea to look at schools where your statistics may qualify you for merit aid.</p>
<p>Next year when you and your parents complete FAFSA, take the time to use the filling out the FAFSA guide. Here is the link to this years.</p>
<p>[Completing</a> the FAFSA 2012-2013/The Application Questions](<a href=“http://studentaid.ed.gov/students/publications/completing_fafsa/2012_2013/ques.html]Completing”>http://studentaid.ed.gov/students/publications/completing_fafsa/2012_2013/ques.html)</p>
<p>It gives question by question instructions. For instance the instructions for question 89 about investments are quite clear:</p>
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