Opinions on 18 credits a semester for last two years in college?

<p>I am transferring from a community college to a University this fall. I wanted to see what some opinions are for how many credits I should take per semester. If I wanted to graduate in two years I would need to take 18 credits for three semesters and 15 the last semester which I am worried about because it doesn't get easier from here. </p>

<p>So I was thinking I should take less of a course load and go for three years, major in finance and minor in accounting. The only problem with this is that it will be another $26,000 in tuition bringing me with $70,000 in private student loans. I appreciate your help.</p>