<p>I don’t think the money makes enough difference between Penn State and Temple. OP’s estimate of the cost of Penn State is $90,000, leaving $110,000 in the nest egg for law school. Cost of attendance at top law schools is around $50,000 a year. That might mean ending up the entire education with $40,000 of debt, which wouldn’t be intolerable for a person with a law degree.</p>