<p>Hi Everyone,</p>
<p>Let me start off by giving you my stats:</p>
<p>23, Female, US Citizen
Undergrad - Tier 1 Research University in USA
BBA, Finance and BS, Psychology (graduating with both in August 2013)
GPA Cum: 3.04, Finance GPA: 3.67 and Psychology GPA: 3.83
Both degrees are Magna Cum Laude*** (my university only counts last 2 years for this honours calculation)
About 2 years of intern/part time work in the financial field
GMAT: expecting to get at least 700</p>
<p>***For those of you who aren't familiar with the latin honours system, Magna Cum Laude is for a degree with great honour.</p>
<p>NOTE: I had a 3.6gpa in my first year. My cum. GPA is low because during my second year I was struggling very hard to decide what I wanted to do in my career. I started off as a finance major, however, back in 2009 when the market was doing horrible, I was advised that it will not be a wise decision in the end. So, I made the horrible choice of deciding to study something else... my grade kept dropping for a solid 1.5 years because I had literally zero motivation to go to class and take the exams (I simply did neither). I have two or three Fs and a couple of Ds, because of this reason. After changing my major 7 (Yes, SEVEN) times, I soon came to realize that I will only excel in a subject that I am truly interested in learning. So during my fourth year, I changed my degree to BS in psychology and during my fifth year, I added BBA in finance to that. I could only do it in this order because the business school's entry requirements made me wait until i get my gpa to at least a 3.0. Otherwise they wouldnt admit me into the program.
While I realized that I would be going into an additional year and risking admission on the premise that I would get a 3.0, I figured it is worth it simply because I wanted to get the degree in what I absolutely wanted to do, plus I wanted to finish what I started. I was a much happier person after I got back on track and actually enjoyed the learning experience much more. That's why my gpa got back up. During the past Spring (official last full-semester) I managed to get a 3.75 in 24credit hours (8classes = 6 were from 4000-level fina and 2 were from 4000-level adv business) while working 30hours in a professional financial setting. </p>
<p>My gpa trend is strong in the last two years, hence the Magna Cum Laude. I am hoping that this would play to my advantage, over the low cum.GPA.</p>
<p>These are the universities I am hoping to apply to:</p>
<p>USA:
Stanford, Booth, NYU, UCLA, Cornell, Duke, Columbia, Rice and UT (UT is my safe school)</p>
<p>UK (let me just say that it is my dream to go to UK to do my MS in fina-related/MBA, but the main focus is to go to a top school):
Imperial, Warwick, LBS, Manchester and Oxford</p>
<p>Thoughts on my chances of acceptance?</p>
<p>I would greatly appreciate any serious feed back!
Thank you again for taking the time to read the long post!</p>