<p>What is the threshold for credit history that makes you ineligible for a PLUS loan? My parents think that they'll be turned down. Also, if you apply for it through the school (UC Irvine), what banks do they go to to get the loan? If you're turned down, what options do you have as far as finding a loan from somewhere else?</p>
<p>Please do a little homework in making some phone calls and website for UCI</p>