Point in applying to many scholarships if EFC is 0?

<p>I am planning to apply to 3 already, they are all national but I couldn't find any local ones, they all give like $500 and some of them won't reply to my emails when I asked for information.
Is there a point in applying to more than 3 if there is not that much benefit besides the money? </p>

<p>Some schools may use your outside scholarships to reduce your Direct Loans borrowing.</p>

<p>Just because your EFC is expected to be zero doesn’t mean you’ll have no need for money. Many schools don’t meet need, and many give loans to meet that need. If you get more awards, you may have to take less in loans.</p>

<p>And it is fun to win.</p>

<p>Yea it is but I don’t have time to apply to more than a few. I just wanna know if it would be bad if I don’t have any scholarships. </p>

<p>Do you have a safety that you can afford? I assume the local CC if need be?</p>

<p>Outside scholarships may reduce the expected student loan or work study amount that is typically included in financial aid packages, depending on the school’s policy (schools may differ). Example: <a href=“Outside Awards : Stanford University”>Page Not Found : Stanford University;

<p>However, often, the best scholarships come from the schools themselves. See these lists:
<a href=“http://automaticfulltuition.yolasite.com/”>http://automaticfulltuition.yolasite.com/&lt;/a&gt;
<a href=“Competitive Full Tuition / Full Ride Scholarships - #46 by ucbalumnus - Financial Aid and Scholarships - College Confidential Forums”>http://talk.collegeconfidential.com/financial-aid-scholarships/1461983-competitive-full-tuition-full-ride-scholarships-p4.html&lt;/a&gt;
<a href=“http://nmfscholarships.yolasite.com/”>http://nmfscholarships.yolasite.com/&lt;/a&gt;&lt;/p&gt;

<p>Note also that it is mainly the most selective schools that meet need, and many of them may define EFC differently from the FAFSA definition. Be sure to run net price calculators for each school where you are looking for need-based financial aid.</p>

<p>If you have an EFC 0, there is a chance that you wont get all the aid you need. </p>

<p>Which schools will you apply to that you know FOR SURE that you will have all costs covered AND will accept you?</p>

<p>I can’t find any local scholarships, the ones I found a few months ago, I didn’t get emails back when I requested information. </p>

<p>Are you in HS? Contact your GC. Are you in college? Contact your advisor for some departmental awards.</p>

<p>Okay I’ll email my GC, she’s new so I don’t think she knows of any but okay. </p>

<p>Every year the HS GCs get a list of scholarships that are available through the state, through the county, local civic agencies…</p>

<p>Okay I emailed her and she said it’ll be available at the beginning of the school year. Is it bad that I didn’t ask her before school ended? I found some one collegeboard though. </p>

<p>It’s not bad. Most of those are reserved for seniors.</p>

<p>But I thought some of them would be over the summer. </p>

<p>I applied to around 30 local scholarships, and the vast majority were due in March and April, with a few as early as January and some as late as June. Very, very few were due before winter break and none were due over the summer. Often times, local scholarship applications aren’t even available before Thanksgiving or even winter break. It’s definitely not bad that you didn’t ask before summer break - most applications probably weren’t even available then (and probably won’t be for a few more months).</p>

<p>THePariah, the main reason for applying for scholarships is money. If you don’t need/want the money, then don’t do it. I don’t understand the title of your post as the whole point in apply to many scholarships is because of the money, and someone with a low or zero EFC is iikely to need more money. A low EFC is usually an indicator that the family and students does not have much income, and is not likely to be able to afford things, like college costs If you have a low EFC through some fluke and can comfortably afford college, then don’t apply for scholarships.</p>

<p>Be aware that just because you have a low or zero EFC, it does not mean your full need will be met and that all you have to pay is that EFC. The EFC is usually the lowest number you will be allowed to pay; no school guarantees to meet need based on that EFC, and most students are simply gapped. The schools offer up what federal and state aid is out there as entitlement money and then sometimes little or nothing else. You are pretty much guaranteed for the PELL grant (max $5700) and up to $5500 in loans wiith up to $3500 of that subsidized with a zero EFC, but if your costs are more than that, that’s your problem many times. Every dollar can make a difference.</p>