<p>Calmom: "I don't doubt that Pomona can be generous, but if you truly need the money to attend, you can't rely on "generousity" to make a binding commitment in advance."</p>
<p>One solution is to apply ED+FA only at schools where there is no binding commitment. Reed operates this way; ED+FA admissions are offers which can be declined without penalty for financial reasons. Reed would like to be need blind, but the current endowment does not allow it.</p>