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I undertand that you probably thought you were doing the right sort of research, but unfortunately that represents a very naive understanding of how financial aid works. There is considerable variation from one case to another, so looking at typical packages only gives you an average, not a specific amount that relates to your circumstances.
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Calmom, you are demonstrating that you are willing to make a lot of unfounded assumptions, offer dubious rationalizations and create hypothetical scenarios as a way to substantiate your arguments. Unfortunately, much of it is invalid, and your understanding is incorrect. You have no idea of the extent of the research I did. You have no idea of what resources I had access to. You have no idea of the people I spoke with. If you want to suggest that what I did represents a very naïve understanding of how financial aid works, why dont you give me a clear expression of what research I did do and where you find it to be based on naivete?</p>
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I simply don't believe that it is likely that vary many middle-income families like ours ($40-$60K income range) are going to risk the ED route.
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I will quote from my previous post: do NOT apply ED unless that school is clearly ones No. 1 choice AND financial consideration is not a significant factor. I don't advise or recommend students apply ED without careful forethought.</p>
<p>Further: We did something that I would not advise most students. She applied ED and was still able to get a great financial aid package. It was a calculated risk, but in my case, I calculated well. Repeat, I don't advise what we did for most students; however, in our case, results speak for themselves, and my daughter and I are happy with the results.</p>
<p>Unless you are my accountant, which you are not, you dont know what youre talking about when you say, then you probably come from stronger economic circumstances than you think. What economic circumstances would that be?</p>