<p><a href=“single%20parent%20income%20$17K/year”>QUOTE=RoLaReveuse</a></p>
<p>My other options are UCLA (very similar fin. aid), UW (full tuition provided in grants and loans w/ the majority being loans), and Boston University (49K financial aid out of 58K COA). I didn’t apply to any colleges in state because I didn’t like any of them (not to sound picky or fussy).
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</p>
<p>Assuming EFC = AFC = $0…</p>
<p>The UCs are unaffordable. Taking on that much debt, even if a lender would lend it to you, would be foolish for a biology major with low paying job prospects after graduation.</p>
<p>If Boston University’s financial aid is all grants, then you could cover the remaining $9,000 from a $5,500 Stafford loan and $3,500 work earnings, which is about the most that one can reasonably assume that a student can contribute. If the $49,000 includes loans and work, it is unaffordable.</p>
<p>When you say that Washington is “mostly loans”, what is the net price after deducting scholarships and grants (not loans)?</p>
<p>There is a very real possibility that you have been financially shut out. No idea on how Oregon publics are with in-state financial aid, but you should have at least checked their net price calculators and applied there if they would have given sufficient non-loan financial aid.</p>
<p>If you have been financially shut out, then your choices are:</p>
<ul>
<li>Not attend college next year, reapply to a new list of financially feasable schools, including any of the full rides in the <a href=“http://talk.collegeconfidential.com/financial-aid-scholarships/1348012-automatic-full-tuition-full-ride-scholarships-17.html#post15743177[/url]”>http://talk.collegeconfidential.com/financial-aid-scholarships/1348012-automatic-full-tuition-full-ride-scholarships-17.html#post15743177</a> that you qualify for that has your major.</li>
<li>Go to community college, then transfer to an Oregon public university as a junior, if (based on the net price calculator) that is financially feasable.</li>
</ul>
<p>Of course, if one of the waitlists produces an offer with enough non-loan financial aid, go there.</p>