Private student loan advice to finish degree

Paying for College
1

<p>I'm going back to my undergraduate institution to finish my degree after taking a few years off to get my life in order. I'm doing so because I am eligible for a promotion at my company, but the upper management was hinting that my lack of a bachelor's may hinder the promotion. I live within a commutable distance to the school and the courses I have to complete are all available early in the morning and at night, so it won't interfere with my work schedule. </p>

<p>The only problem with going back to school is that I don't have enough to pay tuition. I maxed out my student loans while in undergrad, but paid them off within a couple of years. Even with my own personal funds and employer assistance, it looks like I could be short about $4500. Does anyone have any advice on private student loans since I have already used federal loans? I have decent credit (to my knowledge) and am just looking for the best option.</p>

<p>Thanks all!</p>

2

<p>If you paid off the loans, you can start borrowing again. If you are 24 or older, you are independent and the maximums are higher for independent students so you may not even have maxed them out if you borrowed the standard $5500/6500/6500/7500 amounts over four years. There is another $15K+ available for independents.</p>

3

<p>Is it necessary for you to carry a full load? If you attend part time, you should be able to pay as you go. It would also allow you to adjust to the challenges of studying and working in a more gradual fashion.</p>