Private versus Plus Loans

[brucesprings]

<p>Would I be better off getting a Plus loan for my son than him getting a private loan, even though he will be paying it off himself. Can't you get a Plus loan that you can defer till the student gets out of school ? I was thinking that interest rates might be better on the Plus loan and they would also be easier to consolidate. I was going to co-sign on the private which I would be on the hook either way with the Plus if he defaults, so I am leaning towards the Plus unless someone has some good reasons not to.</p>