<p>My EFC was calculated to be 0. The financial aid handler at the college I attend told me that the money indicated on my taxes is not enough for someone to live on. They wanted me to explain how I met the expenses for living.
My father was the only one who worked in my family. When he passed away almost 2 years ago my mom filed for SSI. Since then my grandfather, who is a self-made millionaire, has paid the mortgage. I somehow missed mentioning the SSI on my FAFSA. They told me that they would have to resubmit my FAFSA for evaluation. Would the $20,000 we received from SSI effect my EFC?</p>
<p>I meant to say 'affecting'...</p>
<p>The SSI is $$$ and $20,000 at that. Since your Grandfather is paying the Mortgage, that is probably treated as a gift to your mother, but of the $20,000 that is directed to you, probably will be added into the mix when FA is considered.</p>
<p>It was a while ago, but when I talked to the other financial aid handler she said that Social Security wouldn't affect my EFC. I asked this when I first applied for FA. I guess 20,000 wouldn't affect it that much. It just disappoints me that she said it wouldn't affect it :(</p>
<p>It probably depends on your Mom's taxes, how she filed and her AGI. If her AGI was below $20,000 and she filed a 1040a or 1040ez than you qualify for the automatic zero EFC so the SSI benfits should not affect your FAFSA EFC. If her AGI was over $20,000 or she filed a 1040 then you will not qualify for an automatic zero EFC and the SSI benefits will affect your EFC. This is for FAFSA - if you are at a profile school I don't know.</p>
<p>It MIGHT change a little. but not enought to really matter.. you will probably still have a 0 or Very low EFC</p>