<p>For the subsidized loan, you don't get interest while you're in school and have to pay them back after you graduate and after the 6 months grace period, right?</p>
<p>Do they charge interest the first time they charge you? So, for example If I borrow $5000, and as soon as the grace period ends, I pay all $5000 back. I don't have to pay any interest right? or do I?</p>
<p>correctomundo, no interest accrues until after 6 month grace for a stafford loan. Not for unsubsidize stafford or PLUS. But you need to read the information on finaid.</p>
<p>So the first time I begin repayment, the interest is already added?</p>
<p>Also, If I decide not to borrow any subsidized loans this year, can I borrow some next year?</p>
<p>bump...............</p>
<p>xranger: by now you could have gotten the information to answer your question in great detail from the internet, your local community college, most large national banks, acceptance college, and the us dept of education. AND even from the multitude of advertizers who support this forum.</p>
<p>please do a little work.</p>