Quick question

<p>What is the max household income (approximate) for which you can get financial aid from FAFSA?</p>

<p>There is none. Let's say John Doe makes $100K per year, but has 9 kids, and they're all in college. There's also Joe Shmoe, he makes $15K per year, has one kid in college but he's got $750K stashed away in the bank. Even though John makes more money, he is still more likely to recieve aid than Joe.</p>

<p>okay...
but is there any point in applying for it if your household income is >$300k and there's no unusual circumstances or anything?</p>

<p>I always suggest that families apply for financial aid. You never know where life will lead you down the road. Some schools will not consider you for any financial aid down the road if you do not apply as a freshman. Some schools require financial aid applications for merit aid too. What happens if down the road, your financial situation changes dramatically (job loss, use of assets for things like medical bills etc). No one wants to think these things will happen to them, but sadly they do happen. Suppose that this year, something happened and your primary wage earner lost his job. You would probably want the school to at least reconsider your financial aid award (or lack of). The school would want your FAFSA and (if needed) Profile there. You would then write a special circumstances letter (noting the dramatic change in your financial situation). The school would HAVE your financial info on file with which to compare your circumstances. I personally think this is time well spent. And if you complete the FAFSA, you will be eligible for a Stafford Loan (unsubsidized if you have no need) which is a loan in the student's name. I don't think it's unreasonable for students to have some vested financial stake in their education....but of course that is a personal family decision.</p>