<p>Re #56: Cartera, We DO disagree.For the poster's high school senior, Georgetown may or may NOT be worth $100,000 in debt. It's my opinion--contrary to the usual advice on CC--that in making the decision whether or not it is, the fact that the young person thinks he wants to go to ls or "grad" school is irrelevant. I personally think it's bad logic to say "if you plan to go to work as soon as you graduate, then, fine, it's okay to go into debt to the tune of $100,000, but if you think you might want to go on to ls or "grad school" it isn't. " </p>
<p>You ARE taking ls debt into account. You say the son shouldn't go to G'town UG because he MIGHT be $200,000 in debt after ls. I think that approach is wrong. Whether or not he is going to go on to grad or law school is, IMO, wholly irrelevant to making the decision as to whether G-town UG is worth $100,000 in debt. Personally, I'd hestitate to have my kid take on $100,000 in debt for UG--but I'd be more hesitant, NOT less, if I knew that it was unlikely my kid would go on to ls, med school, and/or a MBA because I think it's more problematic that he'd be able to pay back $100,000 with a BA or a BS than it is he'd be able to pay back $200,000 with a JD. However, I still wouldn't take that into account in making the decision as to where he should attend UG. </p>
<p>If he's actually going to GRAD school to get a Ph.D., then, in my not so humble opinion, the advice is idiotic. USUALLY, Ph.D. programs are not only free, you get something towards the cost of living and you get paid to TA or teach. So, there's no reason to scrimp money on undergrad if you think someone might go on to get a Ph.D. in poli sci unless you are worried that he won't earn enough to pay it back. But, again, I'd be more worried about the kid who got into a Ph.D. program without funding going into debt for it. </p>
<p>If it turns out he does go on to a top law school, then , yes, he'll have a lot of debt. But if he does go into big law, then he'll earn enough to pay it off. And, if his parents do spend the money or he does actually go into debt for undergrad, he may end up getting fin aid for law school that he won't be eligible for if he goes to state U. And, if the loan forgiveness programs continue to become more generous, his undergraduate debt may qualify. It already does at some law schools under certain circumstances. </p>
<p>Re #57. Yes, there are law schools where you can get onto review no matter what your grades are by writing on.</p>