<p>Hello everyone, as the title describes I'm wondering what kind of scholarship opportunities there are for someone whos parents make "too much". I have recently graduated using my G.I. Bill so I've never had to deal with anything on a financial level from college. </p>
<p>My question relates to my significant other that lives in Georgia. From her explanation, her parents combined income is too high to get any assistance other than loans. However, her parents do not help her pay for college, their income may be "to high", but there isn't much money to go around when everything is said and done. We are currently looking and I found a few scholarship opportunities already but since I'm sure some of you have been down this road already, your knowledge would be very valuable to us. Things that I think will help her situation (as far as scholarships are concerned):
She is hispanic.
She is the first in her family to go to college.
She suffers from MS. </p>
<p>Thanks for any advice you can throw our way guys/gals!</p>
<p>it sounds like your SO is already in college, so that is a problem. IF she were a rising HS senior, she could apply to the schools that give merit for her stats without financial consideration.</p>
<p>See outside scholarships on the Resources sticky thread on the Hispanic Students forum (under College Admissions, Speciality Topics); most of these are for entering fr, but there may be some for continuing/transfer students. Also, some will have income limits.</p>
<p>If she is in college now, how is she paying for it? </p>
<p>Thank you everyone! We will look at the merit scholarships and the sticky for Hispanic students. </p>
<p>Right now she is just racking up student loans. She was getting a pell grant for 2 semesters until her fathers income was factored in so now it’s just loans. She is a Sophomore right now. She’s working full time and going to school. When we marry in the next year or two I plan on giving her what’s left of my GI Bill but that is only one more semester.</p>
<p>Unless she has a cosigner…like her parents…she is only taking the Direct Loan…and maybe a Perkins. The Direct Loan is limited…$5500 for freshmen, $6500 for soph, $7500 for Junior, and $7500 for senior. </p>
<p>If she has MS, does she have some vocational limitations? If so, she should contact vocational rehabilitation in her home state. This might be helpful. Sometimes they help to provide funds for job training. </p>
<p>Does she get the Hope scholarship in Georgia?</p>
<p>
After marriage, she will be an independent student; her parents’ finance will be out of picture. </p>
<p>true, but if the OP is or will soon be employed at a good job, the efc will still be too high. it really doesnt sound like the parents income is that high. It just sounds like it is too high for Pell, which likely the newly married couples income would be as well.</p>
<p>I’ll have to look into vocational rehabilitation. That is a good point that once we are married her parents finances are out of the picture but my pay will likely be “too much” by then, especially with the addition of hers added in.</p>
<p>I think I have enough information now to at least get her a little help with her loans. The school screwed her and told her to take a bunch of classes she didn’t need and she didn’t have anyone to turn and ask because she’s the first in her family to go to college. So all your guys/gals help here is really going to make a difference for her as we get her education under control. Thanks again!</p>
<p>If you are low income now and get married sooner rather than later, her aid could change. My brother married a lot earlier than they had planned and got a windfall for college, though not the way you could. </p>
<p>I’m not sure what you mean by her getting PELL until her father’s income was factored in. If the parents are separated, only the custodial parent’s financials are used, and if they have always been together, yes, both parents’ financials have to be used. No factoring in involved. Hopefuly she was not accidently given the PELL and has to repay it. </p>
<p>Look at what the EFC would be with your and her 2013 income and asset vs hers as a dependent using parents’ info. See what the difference it would make.</p>
<p>They make too much money together for her to get a Pell Grant. a married couple with no kids with one adult in school doesnt have to earn too much to have a highish efc because there isnt as much exemption as when it’s a child going to college.</p>