Absolutely agree!
My dream was to graduate from college and have a healthy family with successful children.
So far, so good!
I would wish that for you as well OP, that’s why I, as well as others, have commented on your question.
There is something wrong with being a dreamer if you end up not being able to live your dream because of the crushing debt you took on for an undergrad degree.
EDIT: And as others have pointed out, if your parents can afford it, excellent. But it’s too late in the season to expect significant outside funding (you can never expect that in the first place, but especially not now). Apply to the local suite of scholarships – but if you’re uncomfortable with the huge price tag, you need to pick another school. That’s what everyone here is trying to tell you.
An important point that I don’t remember seeing yet is what happens if parents do borrow, but aren’t approved for all 4 years. If your parents borrow $30k/year for the first 3 years but are denied for the 4th, you’ll have a $90k debt but no degree. Borrowing large amounts to pay for a $45k/year school and for a conservatory in Manhattan probably isn’t your best choice.
Have you considered [SUNY Purchase](Search results for • Purchase College)? It costs $30k for OOS students. If your parents can afford ~$25k out-of-pocket, you could pay for the rest with the federal student loan and your total debt would be ~$27k.
@BWAYWANNABE How much debt would you and your parents be in? One of my Hs high school classmates was Debra Messing. Her parents insisted on a very practical approach with a more well rounded degree. Special training in London junior year and elite training in NY but for GRAD school. Why couldn’t you have a more practical approach also. At least get a no debt/ low debt BA. Take for advantage of study abroad or the National student exchange and then go elite. Check out SUNY purchase. Massive debt will turn your dream into a nightmare.
Wise words from a very wise young lady who knows what she is talking about:
Just letting everyone know I got 20,000 which is exactly the amount I needed to go. That’s before fafsa. Still have a few weeks for that to be sent out.
If you know that then you are omniscient. No one else knows that let alone where to find it. You can write a letter to Bill Gates perhaps.
You simply chose a school that is unaffordable. What school on Long island is worth that kind of money and is without compare in Ohio?
So you got $20,000 from the school. You do realize that this reduces your financial need might? You will get a $5500 Direct Loan.
@thumper1 that’s just one of them on top of another 5,000 dollars. Then my loan and the rest is out of pocket.
Also I apologize for posting things in this section. I think it would’ve been wise to post in an Arts/Theatre category. I think the answer would’ve been less biased and one sided. That is completely my fault.
There are a number of us here who also have kids who attended school majoring in the performing arts,
Op- best of luck to you.
You are not the first HS kid (nor will you be the last) who has to figure out the finances on top of everything else. If you end up being able to afford your first choice college, PLUS commuting into NY for your conservatory training, PLUS not burdening your family with loans they cannot afford to pay off then indeed- you are one lucky kid!
Good luck and god speed.
And for other folks reading along with kids younger than the OP- learn how need based/merit aid/loans/work study operate BEFORE you fall in love with a college. And assume nothing- until you see it in writing. A college claims that it has free transportation to the nearest city for internships or jobs or music training- find out how frequently the van operates and how long it takes. A college claims that “most kids” get assistance finding summer jobs in the local community- what kind of assistance- someone hands them a big black binder and says, “here are some job listings” (even if some are three years old) or there’s an actual person who helps create a resume, video’s mock job interviews and gives feedback, etc.
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I think the answer would’ve been less biased and one sided. That is completely my fault.
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:-?